Direct payments are becoming an important means by which any disabled person can arrange their care in ways that give them more choice and control over how they are supported. A key part of this new freedom is the ability to employ personal assistants (PAs) on terms laid down by the direct payments user. While endorsing the basic principles underpinning direct payments, this article raises questions over whether the employment market in suitably skilled and competent PAs has been sufficiently well researched. For example, with demand set to grow, will there be an adequate supply of reliable workers to employ? It is possible that raised expectations will not be able to be met adequately. The article also raises questions about regulation and training, particularly in relation to how best to ensure that the needs of vulnerable people are met, that risk is managed effectively and that the principle of leaving key decision making with the employer is retained.Issues around direct payments have generated an enormous amount of debate and discussion among disabled people, social workers, carers, politicians, policy makers and academics. The discussion has been joined from a range of different perspectives (Spandler, 2004). Several interrelated themes and overlapping strands to the debate have emerged. Some aspects of the debate appear to be 'settled', while others continue to be contested and problematised. This article will argue that the discussions have been clearer on ends -that is to say, choice, control and independent living -than the means to achieve those ends. The achievement of choice, control and independent living depends, to a great extent, on there being a firm market for personal assistants willing and able to do the necessary work to achieve those ends.To create the context for this article, I will separate out the discussion into two broad strands. The first focuses on the broader political, ideological and policy context. The second is more concerned with examining the various 'ground level' issues of putting policy into practice. The focus of this article falls mainly