Fintech in the time of COVID−19: Technological adoption during crises

Fu, Jonathan; Mishra, Mrinal

doi:10.1016/j.jfi.2021.100945

Cited by 127 publications

(97 citation statements)

References 30 publications

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“…The findings of this study corroborate with previous several studies, such as (Agarwal and Zhang 2020;Choi et al 2019;Ernst & Young 2019;Xie et al 2021;Noreen et al 2022;Singh et al 2020;Dadoukis et al 2021;Hu et al 2019;Fu and Mishra 2022;Solarz and Swacha-Lech 2021), and concludes that financial technology increases the flexibility to use financial services.…”

Section: Discussionsupporting

confidence: 92%

“…There is much research such as (Yan et al 2021;Ashta and Biot-Paquerot 2018;Lee and Shin 2018;Hu et al 2019;Mazambani and Mutambara 2020;Ahmed et al 2020;Fu and Mishra 2022) that emphasizes the merits of financial technology. As they explain in their studies, financial technology helps to increase transparency, accessibility, and flexibility, and it is less risky and improves shareholders earnings.…”

Section: Introductionmentioning

confidence: 99%

See 1 more Smart Citation

Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Khan¹,

Rabbani

Hawaldar

et al. 2022

Risks

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This study examines the antecedents/determinants of behavioral intentions toward the utilization of Islamic financial technology for Middle Eastern customers. The study applied structural equation modeling (PLS-SEM). After robust research efforts were invested in the identification of factors, they and were converted into measures, and the results were analyzed. The results demonstrate that the independent variables shown in the UTAUT model have a significant impact on the behavior to adopt Islamic financial technology, which implies that the people are ready to use Islamic financial technology while making online transactions. The work in this study adds to the knowledge regarding the factors affecting behavioral intention to use Islamic fintech, as there is scarcity of studies in this domain, especially in the context of Middle Eastern online customers. Moreover, this study also considers the major categories of online payments.

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Section: Discussionsupporting

confidence: 92%

Section: Introductionmentioning

confidence: 99%

Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Khan¹,

Rabbani

Hawaldar

et al. 2022

Risks

View full text Add to dashboard Cite

show abstract

“…Social distancing has encouraged increased use of mobile phones for payments, as well as the use of various financial management applications. A study by Fu and Mrinal (2022) shows that there was a daily increase between 21% and 26% in downloadable financial applications for mobile phones during the pandemic. A large number of studies have confirmed the increased growth of e-payments and e-wallets during the pandemic (Deloitte, 2020;Pompela & Constantino, 2021;Aldasoro, et.al, 2021;World Bank, 2021;Fu & Mrinal 2022).…”

Section: Impact Of the Pandemic On Fintech Companies And Financial In...mentioning

confidence: 99%

Impact of Covid-19 Pandemic on Financial Innovation, Cashless Society, and Cyber Risk

Fabris

2022

Economics

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The global pandemic, as an unprecedented event in the recent past, has significantly changed the modern world. Numerous companies and individuals have faced various challenges that are still present. The aim of this paper is to review the impact of pandemic on financial innovation, fintech companies, cryptocurrencies, the development of a cashless society, and cyber risk. It tests two already confirmed hypotheses: H1: COVID-19 pandemic has affected the development of financial innovations and cashless society; and H2: COVID-19 pandemic has led to increased cyber risk. The method applied is desk research, i.e. a review of the existing studies and their unification. The paper shows that fintech companies proved to have been resilient during the crisis since they have managed to change their business model and offer new products and services (financial innovations). It also indicates that it is obvious that the number of cashless transactions have increased due to the pandemic, but that it is still not reasonable to expect a completely cashless society in the near future. The paper highlights that cyber risks are on the rise owing to the growth of cashless transactions and digitalisation of businesses driven by the global pandemic.

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“…In a nutshell, it is their ability to adapt new engineering practices and reactiveness to keep up with emerging technologies and markets [5] . The risks may arise from change in roles and responsibilities of team members, organizational structures, business processes, technical factors, and/or financial factors during the execution of the project [9] .…”

Section: Proposed Software Startup Decision Frameworkmentioning

confidence: 99%

“…This has also proven to be essential for them to keep their operations going during lockdown. Fortuitously, it is also probably the best way to implement social distancing, one of the constraints within which one has to operate in the COVID-19 environment [9] .…”

Section: Introductionmentioning

confidence: 99%

A decision framework for software startups to succeed in COVID-19 environment

Parthasarathy¹

2022

Decision Analytics Journal

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Fintech in the time of COVID−19: Technological adoption during crises

Cited by 127 publications

References 30 publications

Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Determinants of Behavioral Intentions to Use Islamic Financial Technology: An Empirical Assessment

Impact of Covid-19 Pandemic on Financial Innovation, Cashless Society, and Cyber Risk

A decision framework for software startups to succeed in COVID-19 environment

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