“…Discriminatory stress resulting from ethnic, sexual orientation, or gender discrimination predicts tobacco product use particularly among women and ethnic minority groups ( Chae et al, 2008 ; Guthrie, Young, Williams, Boyd, & Kintner, 2002 ; Unger, 2018 ). Financial strain is also associated with smoking and is commonly defined as economic hardships such as financial anxiety due to debt, being unable to afford needed items, poor housing conditions, long-term unemployment, and low income ( Guillaumier et al, 2017 ; Kahn & Pearlin, 2006 ; Siahpush, Borland, & Scollo, 2003 ; Siahpush & Carlin, 2006 ; U.S. Department of Health and Human Services, 2014 ). Although studies have shown that a degree of financial strain can promote a reduction in smoking, severe financial strain increases quitting difficulty and increases relapse after quitting ( Guillaumier et al, 2017 ; Kendzor et al, 2010 ; Pyle, Haddock, Poston, Bray, & Williams, 2007 ; Siahpush, Yong, Borland, Reid, & Hammond, 2009 ).…”