Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement

Artemyeva, Svetlana S.; Mitrokhin, V.V.

doi:10.15507/1991-9468.090.022.201801.046-059

Cited by 3 publications

(1 citation statement)

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“…Молодёжь выступает стратегическим ресурсом в развитии экономики, перспективным сегментом пользователей финансовых услуг в нашей стране. У данной целевой группы пока еще не до конца сформированы установки в финансовом поведении, они более изменчивы и мобильны в выборе стратегий финансового поведения и отличаются тем, что более склонны к восприятию новой информации, ее продолжительному освоению [4], поэтому, обучение азам финансовой грамотности могло бы войти в образовательные программы в качестве ещё одной компетенции, которую молодые люди получат в процессе своего образования [2].…”

Section: молодёжь (студенты) 18-24 летunclassified

Financial Education of Russians: Classification of Target Groups

Alikperova

2020

Level of Life of the Population of the Regions of Russia

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The Object of the Study. The population of the Russian Federation divided into target groups. The Subject of the Study. Financial education of Russians, taking into account the characteristics of various target groups. The Purpose of the Study. Clarification of target groups of Russian citizens for the implementation of the financial education strategy. The Main Provisions of the Article. In today's reality, financial literacy is becoming a necessary skill for personal and social well-being. In the conditions of active development of the financial market, increasing financial literacy of the population provides citizens with the opportunity not only to effectively use various financial products and services, make profitable economic decisions, but also to be full participants in the entire socioeconomic system of the state. However, currently there is a fairly low level of financial literacy of Russians, and this trend is observed from year to year, due to the complexity of the financial market as a whole, an erroneous idea of the essence of certain concepts, and as a result, the construction of financial strategies in accordance with this understanding, and this may indirectly indicate the inefficiency of the current system for improving financial literacy of Russian citizens. To implement the strategy of improving financial literacy of the population, first of all, it is necessary to clearly understand who will receive the training. It is a well-thought-out classification of target groups that is the basis for building a system of financial education, forming a methodological basis, training specialists to broadcast financial knowledge and creating educational channels. According to the author, it is recommended to clarify and supplement the existing classification of target groups, approved by the current strategy for improving financial literacy in the Russian Federation for 2017-2023, by including such categories of citizens as preschoolers, citizens with disabilities, vulnerable segments of the population (orphans, children in orphanages and boarding schools), as well as to clarify the current structure of the "adult population" group, dividing it into low-income citizens and families, and citizens with medium and high incomes (including families). In addition, it is recommended to divide each target group by the level of available financial knowledge and skills, which will allow you to create a targeted, personalized, thoughtful training system that promotes financial literacy, awareness as well as evaluate the results of such training.

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Section: молодёжь (студенты) 18-24 летunclassified

Financial Education of Russians: Classification of Target Groups

Alikperova

2020

Level of Life of the Population of the Regions of Russia

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Influence of social and demographic aspects on increase of financial literacy of the population in Russia and China

Klepikova

2018

IOP Conf. Ser.: Earth Environ. Sci.

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Educación Financiera en la población joven: una revisión y análisis bibliométrico

Diaz Restrepo,

Hoyos Llanos,

Arismendy Quintero

et al. 2023

Rev. Colomb. Educ.

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La Educación Financiera es un tema que ha tomado alta relevancia en la actualidad, en gran parte gracias a que permite a las personas adquirir habilidades y conocimientos necesarios para tomar decisiones financieras acertadas, además de generar una habilidad analítica que conduce a elegir de manera correcta los productos y servicios financieros presentes en el mercado. Con este artículo de revisión bibliográfica, se pretende abarcar el tema de Educación Financiera en los jóvenes, mediante una revisión de literatura relacionada con la identificación de autores, publicaciones, revistas, países y organizaciones que más aportan al campo. Para ello, se realizaron consultas en las bases de datos Web of Science (WoS) y Scopus; adicional a esto, mediante el uso de herramientas bibliométricas tales como R y Bibliometrix, se realizó un análisis bibliométrico, un análisis de red y finalmente una identificación de las perspectivas de investigación relacionadas con el tema. Dentro de los hallazgos más relevantes, se pudo evidenciar el liderazgo de Estados Unidos frente al tema, acumulando el 45 % de la producción total sobre el área de estudio, además de posicionarse como referente mundial en cuanto a revistas, autores y organizaciones que más aportan al campo de investigación. Al final, se presenta una agenda para futuros estudios.

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Financial Literacy Assessment of Domestic and Foreign Young Learners and Recommendations for its Enhancement

Cited by 3 publications

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Financial Education of Russians: Classification of Target Groups

Financial Education of Russians: Classification of Target Groups

Influence of social and demographic aspects on increase of financial literacy of the population in Russia and China

Educación Financiera en la población joven: una revisión y análisis bibliométrico

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