Financial Inclusion and Agricultural Performance Ofsmallholder Farms in Mbankomo Community

Financial inclusion: Is it a precursor to agricultural commercialization amongst smallholder farmers in Uganda? A comparative analysis between Lango and Buganda sub-regions

“…In both communities, standard deviations indicate that poor infrastructure is not a worrying problem to agricultural commercialization. The findings seem to disagree with IPCC (2012) and Tambi (2018) who argued that climatic change has the greatest effect on agricultural production. Climatic change affects agricultural productivity contextually.…”

“…Similarly, Akinlo (2014) establishes that access to financial services is a major role in the development of the rural poor by increasing income and facilitating investment in various sectors creates an opportunity for employment therefore reducing the vulnerability of the poor. Tambi (2018) states that development partners, private sector especially formal financial institution and governments should sensitize the smallholder farmers on the availability and existence of financial services.…”

“…This is a serious challenge in the agricultural growth sector where agriculture has turned to be capital-intensive industry (Eraskine, 2014). Limited farmlands and variation in climatic conditions are some of the major challenges faced by smallholder farmers who are involved in commercial agriculture (Tambi, 2018). Technological barriers have posed as a challenge to agricultural commercialization that may prevent smallholder farmer"s access to credit, thus limiting productivity and income generation (Levine, 2005).…”