Financial Awareness Among the Teachers

Holik, Abdul; Mulyeni, Sri

doi:10.15294/edaj.v8i3.30330

Cited by 3 publications

(3 citation statements)

References 14 publications

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“…Despite their financial capabilities, most working women do not enjoy financial independence due to the lack of personal financial planning and informed financial decisionmaking (30). Teachers have a positive attitude and relatively higher levels of financial awareness (31). However, they show low levels of overall financial literacy.…”

Section: Review Of Literaturementioning

confidence: 99%

A Study of Financial Planning Behavior of Women College Teachers Working in Delhi-Ncr

Agarwal¹,

Jain²

2022

ECS Trans.

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Women constitute nearly half of the world population; more Indian women are joining the service sector especially teaching. Financial planning awareness among them will ensure more gender equality through financial independence. It will also reduce inequality in society. Women teachers’ active participation in financial markets will help financial resources to be channelized in the system through capital generation, which is essential to ensure trending economic growth. It is important to understand the financial behavior of female college teachers to ensure quality education by preparing more fiscally aware and responsible youth. An attempt is being made to examine the personal financial planning behavior of women teachers in higher education in Delhi-NCR. The data of 428 women teachers of Delhi-NCR colleges analyzed using the percentage method, correlation, and factor analysis revealed a satisfactory level of financial planning awareness among them. The study will prove beneficial to agencies and institutions to draft policies to strengthen the country both economically and socially.

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Section: Review Of Literaturementioning

confidence: 99%

A Study of Financial Planning Behavior of Women College Teachers Working in Delhi-Ncr

Agarwal¹,

Jain²

2022

ECS Trans.

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“…The bravery to accept responsibility for managing assets correctly is intimately tied to financial decisions. According to research (Holik & Mulyeni, 2019), teachers are educated individuals with a comparatively high level of financial knowledge. Therefore, it is anticipated that their existence will have an impact on how pupils handle money.…”

Section: Introductionmentioning

confidence: 99%

Future Financial Decisions Influencing Factors

et al. 2023

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This study aims to pinpoint the variables that affect how people make financial decisions in the future. Future financial decisions, saving choices, and trust in banking institutions are the three variables we use in this study. 197 junior high school teachers from the Bandung region participated in the study. Multivariate Regression is the analytical approach used, and it can be used to assess the influence of independent variables on dependent variables. The results demonstrate a strong positive relationship between current saving decision variables and future financial decision variables. Similar to this, varying levels of trust in financial organisations have a lot of favourable effects. These findings imply that people have a greater propensity to save when they are motivated to do so. People who have confidence in financial institutions will manage their money prudently going forward.

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“…Keputusan keuangan erat kaitannya dengan keberanian mengambil tanggungjawab mengelola aset secara bijaksana. Guru adalah orang terdidik yang terbukti memiliki financial awareness yang relatif tinggi (Holik & Mulyeni, 2019). Oleh karena itu kehadiran mereka diharapkan mampu mempengaruhi siswanya untuk mengelola uang.…”

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Faktor yang Mempengaruhi Keputusan Keuangan Masa Depan

Holik¹,

Mahmud²

2023

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This research tries to find factors influencing financial decision in the future. There are three variables we use here: financial decision in the future, saving decisions and trust in banking institutions. The research was conducted by involving as many 200 respondents—teachers in High School—in the Makassar City. The method to analyze is Multivariate Regression that can find impact of independent variables on dependent variable. The results of study prove that the variable of current saving decision has a significant positive impact on the variable of future financial decisions. Likewise, the variable of trust in banking institution also proves a significant positive result. From these findings, it is understood that when people have better and stronger desire to save, they tend to allocate money for the future. Also when people have trust in banking institutions, they will manage money wisely for the future. We conclude that people who like to save and believe in banking institutions will easily make financial planning due to uncertainties that they must face in the future.

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Financial Awareness Among the Teachers

Cited by 3 publications

References 14 publications

A Study of Financial Planning Behavior of Women College Teachers Working in Delhi-Ncr

A Study of Financial Planning Behavior of Women College Teachers Working in Delhi-Ncr

Future Financial Decisions Influencing Factors

Faktor yang Mempengaruhi Keputusan Keuangan Masa Depan

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