Financial Access and Exclusion in Kenya and Uganda

Abstract

Standard-Nutzungsbedingungen:Die Dokumente auf EconStor dürfen zu eigenen wissenschaftlichen Zwecken und zum Privatgebrauch gespeichert und kopiert werden.Sie dürfen die Dokumente nicht für öffentliche oder kommerzielle Zwecke vervielfältigen, öffentlich ausstellen, öffentlich zugänglich machen, vertreiben oder anderweitig nutzen.Sofern die Verfasser die Dokumente unter Open-Content-Lizenzen (insbesondere CC-Lizenzen) zur Verfügung gestellt haben sollten, gelten abweichend von diesen Nutzungsbedingungen die in der dort genannten Lizenz gewährten Nutzungsrechte.

Inclusive Financial Markets: Is Transformation Under Way in Kenya?

“…Indeed, Porteous terms mobile-based services those that are targeted to the unbanked and offer new channels of access, "transformational" (Porteous 2006). In this context, we ask whether these new developments indeed represent a transformational shift in the Kenyan market and whether there is evidence that this expansion is overcoming barriers to access previously evident in Kenya such that characteristics previously associated with the unbanked such as employment, gender, age, education and location (Johnson and Niño-Zarazua 2011) are in fact changing.…”

Financing Agriculture and Rural Areas in Sub-Saharan Africa: Progress, Challenges and the Way Forward

“…29 The fact that groups are usually composed mostly of women helps reduce the gender gap in the use of both formal and informal finance. See Johnson and Nino-Zarazua (2011). 30 The details about the Mali program, the study methodology and the detailed results are found in Beaman et al (2014).…”

Women's Access to Credit in France: How Microfinance Institutions Import Disparate Treatment from Banks

“…Gender-neutral regulations can result in gender-sensitive outcomes (Johnson andNinoZarazua, 2011). Cull et al (2011) show that profit-oriented MFIs respond to supervision by serving fewer women in order to maintain profit rates.…”