Differential cross sections for the electro-disintegration process eϩ 4 He→ 3 HϩpϩeЈ are calculated, using a model in which the final-state interaction is included by means of a nucleon-nucleus (3ϩ1) potential constructed via Marchenko inversion. The required bound-state wave functions are calculated within the integrodifferential equation approach. In our model the important condition that the initial bound state and the final scattering state are orthogonal is fulfilled. The sensitivity of the cross section to the input p 3 H interaction in certain kinematical regions is investigated. The approach adopted could be useful in reactions involving few cluster systems where effective interactions are not well known and exact methods are presently unavailable. Although, our plane-wave impulse approximation results exhibit, similarly to other calculations, a dip in the fivefold differential cross section around a missing momentum of ϳ450 MeV/c, it is argued that this is an artifact of the omission of rescattering four-nucleon processes. ͓S0556-2813͑99͒02105-6͔ PACS number͑s͒: 21.45.ϩv, 25.10.ϩs, 25.30.Fj