Fibroblast growth factor-23 (FGF23) is crucial for phosphate and vitamin D homeostasis. Moreover, FGF23 levels are very high in patients with chronic kidney disease (CKD) with unclear functions. Binding of FGF23 to its coreceptor Klotho is considered essential for its actions. However, recent data suggested that CKD-related high FGF23 levels may have Klotho-independent cardiotoxic and inflammatory effects but the underlying signaling mechanism are unclear. Here, we performed a comprehensive and unbiased transcriptomic profiling in HEK293 cells, comparing the effects of 0.5 nM FGF23 for 1 hour (low-transitory: ~physiological) and 10 nM FGF23 for 24 hours (high-prolonged: ~pathological), in the presence and absence of Klotho. We found that, at physiological concentration, FGF23 action requires Klotho and follows the canonical MAPK signaling. Conversely, at pathological high levels, FGF23 acts both in the presence and in the absence of Klotho. In the presence of Klotho, high FGF23 activates a plethora of transcripts including the inflammatory genes (e.g. TGFB1, GDF15, ANXA1 and TNFRSF9/12) known to be elevated in patients with CKD. Interestingly, in the absence of Klotho, high FGF23 levels does also regulate a small and unique set of genes related to post-transcriptional modifications and translation initiation. To conclude, Klotho is essential for FGF23 signaling at physiological FGF23 concentrations. However, with pathologically high FGF23 levels, Klotho acts as a molecular switch determining the type of FGF23 response.