Fatwa tentang Pembiayaan Pengurusan Dana Haji dan Status Dana Calon Haji Daftar Tunggu

Mubarok, Jaih; Hasanuddin, M

doi:10.15408/aiq.v5i1.2107

Cited by 2 publications

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“…Lastly, it endeavored to identify who should be authorized to manage the investment, if allowed, and who should receive the investment returns. This decision was driven by the goal of developing the Islamic finance industry by having the government place Hajj candidates' funds into Islamic banks, with the resulting investment returns being allocated to their rightful owners, termed as Shahibul Mal (Mubarok & Hasanudin, 2013). Following this, the SBSN Issuing Company grants power of attorney, or Wakalah, to the Government for the procurement of Hajj services.…”

Section: Wakalah Contract In the Management Of Hajj Fundsmentioning

confidence: 99%

“…In managing Hajj finances, these Sharia law principles must be considered to ensure that the management of Hajj funds is carried out by applicable regulations, is transparent, accountable, and does not pose excessive risks to pilgrims (Jumena, 2018). This will increase the trust and security of the pilgrims in performing the pilgrimage and ensure the continuity and sustainability of the management of the Hajj funds for generations to come (Mubarok & Hasanudin, 2013).…”

Section: Introductionmentioning

confidence: 99%

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Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

Mahfudz,

Dena,

Ahmad

2023

SJEKI

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In response to the surge of Hajj registrants in Indonesia, efficient and transparent management of Hajj funds has become imperative. This necessitates a more proactive role from the government to ensure adherence to both state regulations and Sharia principles when employing Wakalah contracts for efficient Hajj fund management. This study aims to clarify the legal framework surrounding Wakalah contracts to enable their more effective implementation and optimize Hajj fund management within both Sharia and state legal contexts. This research employs a juridical-normative method, where data is analyzed and interpreted systematically, logically, and critically, using a normative approach and drawing from relevant regulations, doctrines, legal principles, and other supplementary materials. The findings indicate that integrating Sharia principles into Wakalah contracts alongside a robust legal framework can maximize benefits for Hajj congregations and promote cost-effective fund management. Additionally, collaboration between Islamic banking institutions and Hajj regulators can facilitate process simplification and address existing challenges. Through its meticulous methodological approach, this research offers a deeper understanding of benefit ownership, Wakalah principles, and relevant legal and Sharia aspects. Its unique contribution lies in its focus on the value of benefit ownership, a comprehensive examination of legal and Sharia considerations, and the development of a practical framework for enhancing Hajj financial management in Indonesia.==============================================================================================================ABSTRAK – Optimalisasi Dana Haji di Indonesia: Peran Akad Wakalah. Dalam menghadapi lonjakan pendaftar haji di Indonesia, pengelolaan dana haji yang efektif dan transparan menjadi sangat penting. Hal ini menuntut pemerintah untuk lebih proaktif dalam memastikan penggunaan akad wakalah dalam pengelolaan dana haji sesuai dengan aturan agama dan negara. Penelitian ini bertujuan untuk membuka cakrawala hukum syariah dan negara tentang implementasi akad wakalah yang lebih efektif sehingga pengelolaan dana haji dapat lebih optimal. Data penelitian dikumpulkan dari sumber-sumber sekunder, seperti peraturan perundang-undangan, doktrin fikih, asas-asas hukum Islam, dan bahan pelengkap lain yang relevan. Menggunakan metode yuridis-normatif, data dianalisis dan ditafsirkan dengan pendekatan normatif dan disusun secara sistematis, logis, dan kritis. Hasil kajian menunjukkan bahwa integrasi prinsip syariah dalam kontrak wakalah, ditambah dengan kerangka hukum yang tepat, dapat memaksimalkan manfaat bagi jamaah haji dan mempromosikan pengelolaan yang efisien biaya. Hal ini karena wakalah dapat memberikan keleluasaan bagi nazir untuk mengelola dana haji secara profesional dan transparan. Selain itu, kolaborasi antara lembaga perbankan syariah dan regulator haji dapat mengatasi tantangan dalam hal regulasi, SDM, dan teknologi. Penelitian ini memberikan pemahaman yang mendalam tentang kepemilikan manfaat, prinsip wakalah, dan aspek hukum dan syariah yang relevan melalui metode yang cermat. Kontribusi unik dari penelitian ini terletak pada fokusnya pada nilai kepemilikan manfaat, wakalah, dan penelusuran yang komprehensif terhadap aspek hukum dan syariah, sehingga menawarkan kerangka kerja praktis untuk meningkatkan manajemen keuangan haji di Indonesia.

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Section: Wakalah Contract In the Management Of Hajj Fundsmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

Mahfudz,

Dena,

Ahmad

2023

SJEKI

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“…(HR Bukhari dan Muslim) (Istitha'ah) (Hasana, 2019). Berdasarkan ayat di atas, para ulama madzhab sepakat menyimpulkan bahwa mampu adalah syarat wajib haji, meskipun mereka berbeda pendapat tentang apa yang bisa atau tidak bisa disyaratkan (Mubarok & Hasanuddin, 2015). ‫ْيًُ‬ ‫ي‬ ِ ‫َع‬ ‫ْت‬ ‫َس‬ ًً َ ‫هاك‬ ‫ي‬ ِ ‫ا‬ َ ‫ًُو‬ ‫ُد‬ ‫ْب‬ ‫َع‬ ًًَ ‫هاك‬ ‫ي‬ ِ ‫ا‬ "Hanya kepada Engkaulah kami menyembah dan hanya kepada Engkaulah kami mohon pertolongan.…”

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Penafsiran Ayat-ayat Haji dalam Tafsir Al-Munir

Andy

Sembiring²,

Nasution³

2023

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Al-Qur'an and hadith which are the main basis are always solutions to the problems of the people, both in terms of worship and muamalah. The purpose of writing this article is to find out how to interpret the verses about the pilgrimage through Al-Munir's interpretation using the literary method, where the data collected uses the form of scientific literature books relating to the discussion in this study. The data source used in this research is Al-Munir's interpretation. The results of the study explain that the interpretation of the verses of the pilgrimage in Al-Munir's interpretation is based on QS. Al-Hajj verses 26-29 that is only servants who are able to go to Baitullah are obliged to perform the pilgrimage. The actual ability has developed into one of the prerequisites for performing the pilgrimage. Then it is permissible to do business on the way to remember Allah SWT, especially in order to give thanks for the favors that Allah has given by reciting tasbih and takbir sentences over the food that has been provided in the form of cows, goats and camels.

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Fatwa tentang Pembiayaan Pengurusan Dana Haji dan Status Dana Calon Haji Daftar Tunggu

Cited by 2 publications

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Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

Optimizing Hajj Finance in Indonesia: The Role of Wakalah Contract

Penafsiran Ayat-ayat Haji dalam Tafsir Al-Munir

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