Faktor - Faktor Penentu Profitabilitas Bank Umum Yang Terdaftar Di Bursa Efek Indonesia (Bei)

Hendrawan, Yudha Pratama; Lestari, Henny Setyo

doi:10.25105/jmpj.v9i1.1413

Cited by 10 publications

(12 citation statements)

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“…Oleh karena itu, peranan perbankan dinilai penting karena jasa atau layanan yang diberikan akan selalu terlibat dalam kehidupan masyarakat (Pinasti & Mustikawati, 2018). Salah satu faktor penting bagi perbankan yaitu adanya penilaian kinerja keuangan yang digunakan untuk menggambarkan bank dalam melakukan kinerjanya apakah sudah berjalan baik atau sebaliknya (Hendrawan & Lestari, 2017).…”

Section: Pendahuluanunclassified

“…Pada penelitian yang dilakukan sebelumnya, ditunjukkan bahwa BOPO memiliki pengaruh terhadap profitabilitas bank (Stephani et al, 2017;Stevani & Sudirgo, 2019). Selain itu pada penelitian terkait ukuran perusahaan juga ditemukan bahwa ukuran perusahaan ikut berpengaruh terhadap profitabilitas (Hendrawan & Lestari, 2017;Hirindukawshala & Kushanipanditharathna, 2017). Namun, beberapa penelitian lain diungkapkan bahwa BOPO tidak memiliki pengaruh terhadap profitabilitas (Gunawan et al, 2020), serta pada penelitian lain terkait ukuran perusahaan ditemukan bahwa ukuran perusahaan juga tidak berpengaruh terhadap profitabilitas (Oktaviarni et al, 2018;Putra, 2015).…”

Section: Pendahuluanunclassified

“…Dengan besarnya ukuran suatu perusahaan akan menunjukkan bahwa aset yang dimiliki perusahaan tersebut besar serta akan memiliki efiensi dalam kegiatan operasional karena adanya keuntungan dari pengurangan biaya produksi ketika perusahaan berproduksi secara besar dengan sumber daya yang sama sebab perusahaan yang besar sanggup dalam mencapai skala ekonomisnya sehingga profitabilitas yang diukur melalui ROA juga akan meningkat. Adanya critical resource theory juga didukung dengan beberapa penelitian sebelumnya yang menemukan bahwa ukuran perusahaan berpengaruh positif signifikan terhadap profitabilitas (Hendrawan & Lestari, 2017;Hirindukawshala & Kushanipanditharathna, 2017), sehingga perumusan Hipotesis: H % : Ukuran perusahaan berpengaruh positif signifikan terhadap profitabilitas.…”

Section: Pendahuluanunclassified

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Pengaruh Faktor Internal, Eksternal, Dan Layanan Transaksi Digital Bank Terhadap Profitabilitas

Anastasia

Munari

2021

EJMUNUD

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One of the important factors for banking is financial service providers who describe the bank to perform performance as measured by profitability. Factors that cause changes in bank profitability can be seen from internal factors as well as external factors as well as the application of technology. This study aims to analyze, test, and prove the effect of CAR, NPL, LDR, BOPO, company size, inflation, economic growth, internet banking transactions, and mobile banking transactions on the profitability of commercial banks listed on the Indonesia Stock Exchange in 2015-2019. This study uses quantitative methods with secondary data obtained through bank financial reports available on the IDX and the website of the Badan Pusat Satistik (BPS) related to inflation and economic growth data. Determination of the sample using purposive sampling technique in order to obtain 6 commercial banks to be researched. Technical analysis of the data using multiple linear regression. The results showed that CAR has a significant positive effect on profitability, while BOPO, economic growth, and mobile banking transactions have a significant effect on profitability. However, NPL, LDR, company size, inflation, and internet banking transactions have no effect on profitability. Keywords: Internet banking; mobile banking; profitability

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Section: Pendahuluanunclassified

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Pengaruh Faktor Internal, Eksternal, Dan Layanan Transaksi Digital Bank Terhadap Profitabilitas

Anastasia

Munari

2021

EJMUNUD

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“…Pengelolaan yang sulit ini dapat mempengaruhi kinerja bank yang. Penelitian ini mendapatkan hasil yang berbeda dengan penelitian Hendrawan & Lestari (2017) dan penelitian Damayanti & Savitri (2012) yang menyatakan bahwa ukuran bank berpengaruh positif terhadap profitabilitas serta penelitian Yusuf (2017) dan penelitian Oktaviani et al, (2019) yang mendapatkan hasil bahwa ukuran bank tidak berpengaruh terhadap profitabilitas perbankan.…”

Section: Pembahasanunclassified

Analisi Regresi Data Panel pada Kinerja Perbankan di Indonesia

Purnamasari

2020

Benefit

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Abstract- The determinants of bank performance can be grouped into three groups, namely; 1) bank specific factors related to management decisions and policy objectives, 2) industry factors related to industrial structure and market growth, and 3) macroeconomic factors that reflect the economic conditions in which the bank operates. This study analyzes the effect of bank-specific factors and industry factors on banking performance using panel data regression analysis on a sample of 39 Indonesian Commercial Banks during the 2015-2019 period. Bank specific factors consist of bank size, efficiency, and capital adequacy, while the industrial factor in this study is the market structure which includes market concentration and market share. Banking performance is measured by Return on Equity and Net Interest Margin. The results of this study indicate that bank size and efficiency (BOPO) has a negative and significant effect on banking performance. Capital adequacy and market concentration have no effect on banking performance. Meanwhile, the market share variable has a positive and significant effect on banking performance as measured by Net Interest Margin but does not affect banking performance as measured by Return on Equity. Keywords : bank size, efficiency, capital adequacy, market structure, banking performance Abstrak- Determinan kinerja bank dapat dikelompokkan menjadi tiga kelompok yaitu ; 1) faktor spesifik bank yang terkait dengan keputusan manajemen dan tujuan kebijakan, 2) faktor industri yang terkait struktur industri dan pertumbuhan pasar, dan 3) faktor makroekonomi yang mencerminkan keadaan ekonomi dimana bank beroperasi. Penelitian ini menganalisis pengaruh faktor spesifik bank dan faktor industri terhadap kinerja perbankan dengan menggunakan analisis regresi data panel pada sampel dari 39 Bank Umum Konvensional Indonesia selama periode 2015-2019. Faktor spesifik bank terdiri atas ukuran bank, efisiensi, dan kecukupan modal sedangkan faktor industri dalam penelitian ini adalah struktur pasar yang meliputi konsentrasi pasar dan pangsa pasar. Kinerja perbankan diukur dengan Return on Equity dan Net Interest Margin. Hasil penelitian ini menunjukkan hasil bahwa variabel ukuran bank dan efisiensi (BOPO) memiliki pengaruh negatif dan signifikan terhadap kinerja perbankan. Variabel kecukupan modal dan konsentrasi pasar tidak berpengaruh terhadap kinerja perbankan. Sedangkan variabel pangsa pasar memiliki pengaruh positif dan signifikan terhadap kinerja perbankan yang diukur dengan Net Interest Margin namun tidak berpengaruh terhadap kinerja perbankan yang diukur dengan Return on Equity. Keywords : ukuran bank, efisiensi, kecukupan modal, struktur pasar, kinerja perbankan

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“…Profitability used in Islamic banking is ROA so it can take into account the ability of bank management to obtain overall profits. Hendrawan & Lestari (2017) state that the assessment of the financial performance of a banking company is one of the most important factors for banking because it is used to see whether the bank is performing well. Financial performance measures can also be used to find out how much profits the bank gets by comparing the results of a certain year's profit with the profit of the previous year and after.…”

Section: Introductionmentioning

confidence: 99%

Analysis of the Effect of Capital Adequacy Ratio, Non Performing Financing, and Financing to Deposit Ratio on Profitability: A Case Study on Islamic Commercial Banks in Indonesia

Muawanah

Imronudin

2021

JMIF

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This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit Ratio (FDR) on Profitability (Case Study on Islamic Commercial Banks in Indonesia). This research used secondary data in the form of Islamic Commercial Bank financial statements. The population in this study is Islamic Commercial Banks listed on the Indonesia Stock Exchange in 2016-2018. The sampling technique employed was purposive sampling. A sample of 3 banks was obtained. Multiple linear regression was used. Classical assumption analysis was done prior to data analysis. Hypothesis testing used t-test, F test, and the coefficient of determination (R2). The results of this study indicated that CAR has a positive and significant effect on profitability, NPF has a negative and significant effect on profitability and FDR has a negative and no significant effect on profitability. Meanwhile, the independent variables together have an effect on profitability. The result of the coefficient of determination test shows that 61.1% of the profitability of Islamic Commercial Banks in Indonesia is explained by the variables of CAR, NPF, and FDR, while the remaining 38.4% is explained by other variables outside the model.

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Faktor - Faktor Penentu Profitabilitas Bank Umum Yang Terdaftar Di Bursa Efek Indonesia (Bei)

Cited by 10 publications

References 0 publications

Pengaruh Faktor Internal, Eksternal, Dan Layanan Transaksi Digital Bank Terhadap Profitabilitas

Pengaruh Faktor Internal, Eksternal, Dan Layanan Transaksi Digital Bank Terhadap Profitabilitas

Analisi Regresi Data Panel pada Kinerja Perbankan di Indonesia

Analysis of the Effect of Capital Adequacy Ratio, Non Performing Financing, and Financing to Deposit Ratio on Profitability: A Case Study on Islamic Commercial Banks in Indonesia

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