Faktor-Faktor Non-Performing Financing (NPF) di Bank Umum Syariah Indonesia

Rofi’ah, Khofidlotur; A'yun, Alvira Aina

doi:10.24912/je.v24i3.609

Cited by 3 publications

(2 citation statements)

References 12 publications

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“…Therefore, it can be concluded that the capital adequacy ratio (CAR) is a bank performance ratio to measure the capital adequacy of the bank, to support assets containing or generating risks financed by own capital funds or sources of funds originating from outside the bank. Based on Asnani (2014) it is stated that CAR has a negative and significant effect on NPF. Therefore, the hypothesis proposed in this research is:…”

Section: Effect Of Car On Npfmentioning

confidence: 99%

Determinant Financing Risk on Islamic Rural Banks in Indonesia: Ardl Approach

Kadir

Katili

2021

JMIF

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This study aims to analyze internal and external factors that affect Financing Risk as proxied by NPF at Islamic People's Financing Banks in Indonesia. By using the Auto Regressive Distributed Lag (ARDL) analysis, it was found that the CPI has a positive and significant effect, the exchange rate does not have a positive effect on the NPF, the Industrial Production Index (IPI) as a proxy for GDP in this study has a positive and significant effect, ROA has no negative effect on the NPF Sharia BPR in Indonesia, Bank Size has a negative and significant effect, CAR has no effect on NPF, FDR has a positive and significant effect, BOPO has a negative and significant effect on NPF as a proxy for Financing Risk at Sharia BPR in Indonesia.

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Section: Effect Of Car On Npfmentioning

confidence: 99%

Determinant Financing Risk on Islamic Rural Banks in Indonesia: Ardl Approach

Kadir

Katili

2021

JMIF

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“…NPF is indeed an indicator of a bank's health (Ghoniyah and Hartono, 2020). If the NPF in a bank is higher, the level of risk that will be obtained will also be higher (Rofi'ah and A'yun, 2019). NPF height is strongly influenced by the bank's ability to execute with good credit granting process and in terms of credit management, including monitoring measures after the loans were disbursed and control measures when there are indications of irregularities or indications of defaulted loans.…”

Section: Introductionmentioning

confidence: 99%

Third Party Funds and Non-Performing Financing for Mudharabah Financing in Indonesia's Sharia Banking

Nuraeni¹,

Setiawan²

2020

ijbesd

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Mudharabah financing is the core of sharia banks and based on the profit sharing. In sharia principles, it is considered as a characteristic of sharia banks. This study aims to find out the influence of third party funds and non-performing financing on mudharabah financing in Indonesia's Sharia Banking. This research employed quantitative research methods using associative approach with the type of secondary data. The data analysis used Partial Least Square (PLS) with the Structural Equation Modeling (SEM) approach, while the application used was WarpPLS. The results revealed that TPF has a significant effect on Mudharabah Financing, while NPF has not. This is indicated by a coefficient value of 0.63 and ap-value of 0.000 for the effect of TPF on Mudharabah Financing. Meanwhile, the influence of NPF on Mudharabah Financing has a coefficient of 0.13 and a p-value of 0.16.

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Bank Business Sustainability: Bibliometric Analysis

Verawati,

Budhi,

Setyari

et al. 2024

JCFMBS

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Economic development that only focuses on growth often has negative impacts, encouraging the emergence of the concept of sustainable development that balances economic, environmental, and social aspects. This concept, supported by the United Nations and various parties, is the basis for sustainable development goals until 2030, covering human, social economic, and environmental development. Sustainability, introduced in 1987, integrates environmental, social, and economic aspects or the triple bottom line in business standards and practices. The development of sustainable banking is still in its infancy, with some banks starting to adopt environmental and social policies. This research examines risk policies to support sustainable development in commercial banking through an analysis of 50 articles. The results show that economic and social efficiency, stability, and environmental contribution are important in assessing bank sustainability. Internal factors such as risk management and financial health, as well as external factors such as regulations and macroeconomic conditions are very influential.

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Faktor-Faktor Non-Performing Financing (NPF) di Bank Umum Syariah Indonesia

Cited by 3 publications

References 12 publications

Determinant Financing Risk on Islamic Rural Banks in Indonesia: Ardl Approach

Determinant Financing Risk on Islamic Rural Banks in Indonesia: Ardl Approach

Third Party Funds and Non-Performing Financing for Mudharabah Financing in Indonesia's Sharia Banking

Bank Business Sustainability: Bibliometric Analysis

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