Factors Influencing Mobile Payment Adoption and Its Role in Promoting Financial Inclusion: An Integrated Reflective Model with Theory of Planned Behavior

Ajouz, Mousa; Abuamria, Faeyz; Hammad, Jehad

doi:10.1007/978-3-031-08090-6_36

Cited by 8 publications

(2 citation statements)

References 46 publications

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“…As Table 2 illustrates, the square roots of the average variance extracted (AVE) for the principal constructs conspicuously surpass their associated construct correlations. This significant disparity among constructs demonstrates the attainment of discriminant validity, in line with the Fornell-Larcker criteria [49], [53]. Furthermore, the Heterotrait-Monotrait (HTMT) test outlined by [54] was also implemented.…”

Section: Assessment and Refinement Of The Measurement Modelmentioning

confidence: 83%

Unearthing the Influence of Work Environment on Innovative Work Behavior: Mediated by Organizational Learning and Employee Engagement

Zeer,

Fijuljanin

2024

TEM Journal

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This study aims to investigate the influence of the work environment (WE) on innovative work behavior (IWB) in state higher education institutions while considering the mediating roles of organizational learning (OL) and employee engagement (EE). Academic and non-academic staff data were collected through a quantitative survey methodology and analysed using PLS-SEM. Results indicate that the WE significantly enhances OL and EE, with β values of 0.583 and 0.471, respectively. Additionally, OL and EE mediate the relationship between the WE and IWB with β values of 0.296 and 0.111, respectively, explaining 39.6% of its variance. The study suggests introducing novel mediators to understand this relationship more comprehensively within higher education institutions.

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Section: Assessment and Refinement Of The Measurement Modelmentioning

confidence: 83%

Unearthing the Influence of Work Environment on Innovative Work Behavior: Mediated by Organizational Learning and Employee Engagement

Zeer,

Fijuljanin

2024

TEM Journal

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“…This initiative holds particular significance in emerging markets, serving as a catalyst to combat poverty, stimulate economic growth, and uplift the overall quality of life. However, the path to achieving financial inclusion in these markets can be fraught with challenges, including inadequate infrastructure, limited technology access, and prevailing distrust in financial institutions (Ajouz et al, 2023;Zulkhibri, 2016). It is, therefore, imperative that while leveraging Islamic FinTech to maximize impact, considerations for regulatory compliance, inclusivity, and adherence to Islamic financial principles are diligently maintained.…”

Section: Introductionmentioning

confidence: 99%

Unveiling the Potential of the Islamic Fintech Ecosystem in Emerging Markets

Ajouz,

Abuamria

2023

AQUJIE

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Islamic FinTech combines Islamic financial principles with advanced technology, offering a unique approach to financial inclusion in emerging markets. This study aimed to examine the critical aspects of the Islamic FinTech ecosystem and provide a roadmap for stakeholders to improve financial inclusion in these markets. A qualitative research methodology was employed, using semi-structured interviews, which are structured based on the FinTech ecosystem dimensions, which include talents, demand, policy, and capital, to analyze the Islamic FinTech ecosystem in emerging markets. The study found that improvements are needed in talent development, customer-centric products, government policies, and investment strategies to enhance the Islamic FinTech ecosystem. The study's results indicate a strong demand for innovative Islamic financial products in emerging markets, with high acceptance and adoption rates. However, several aspects need improvement, including developing locally tailored products and services suitable for emerging markets, building trust and credibility, and fostering partnerships between traditional Islamic financial institutions and FinTech startups. The study also highlights the importance of government policies, regulations, and capital investments in nurturing a healthy Islamic FinTech ecosystem in emerging markets. The originality lies in the comprehensive analysis of the diverse perspectives of different stakeholders by providing original insights into the Islamic FinTech ecosystem in emerging markets and its potential role in promoting financial inclusion.

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Factors Affecting Artificial Intelligence-Enabled Virtual Assistants Incorporation: A Case Study of the Students of Mass Communication

Habes,

Pasha,

Tahat

et al. 2024

Studies in Systems, Decision and Control

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Factors Influencing Mobile Payment Adoption and Its Role in Promoting Financial Inclusion: An Integrated Reflective Model with Theory of Planned Behavior

Cited by 8 publications

References 46 publications

Unearthing the Influence of Work Environment on Innovative Work Behavior: Mediated by Organizational Learning and Employee Engagement

Unearthing the Influence of Work Environment on Innovative Work Behavior: Mediated by Organizational Learning and Employee Engagement

Unveiling the Potential of the Islamic Fintech Ecosystem in Emerging Markets

Factors Affecting Artificial Intelligence-Enabled Virtual Assistants Incorporation: A Case Study of the Students of Mass Communication

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