Factors Impacting the Intention to Use M-Payment

Sun, Yen; Havidz, Shinta Amalina Hazrati

doi:10.1109/icimtech.2019.8843758

Cited by 8 publications

(7 citation statements)

References 14 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…In addition, technology simplifies financial transactions at small businesses in traditional markets-for example, the need to prepare for small changes in the transaction, the availability of an automatic recording system, and access to financial resources such as a business capital loan. Previous research showed that perceived usefulness directly influenced behavioral intention to use certain online systems (Kelana et al, 2017;Riskinanto et al, 2017;Sun & Havidz, 2019). Furthermore, perceived ease of use increased the intention to adopt mobile payment.…”

Section: Discussionmentioning

confidence: 98%

“…Previous research results showed that perceived usefulness directly influenced behavioral intention to adopt mobile payment (Kelana et al, 2017;Riskinanto et al, 2017;Sun & Havidz, 2019). In the context of cellular business service, previous research found that perceived usefulness was crucial in determining mobile payment service adoption (Kelana et al, 2017;Riskinanto et al, 2017;Sun & Havidz, 2019;Juwaini et al, 2022). Therefore, we formulated the following hypothesis: H1: Perceived usefulness influences mobile payment adoption.…”

Section: Perceived Usefulness and Mobile Payment Adoptionmentioning

confidence: 98%

“…The proposition illustrates that individuals' intent to use mobile payment technology is separate from their attitude to technology, as they expect technology to increase their work performance. Previous research results showed that perceived usefulness directly influenced behavioral intention to adopt mobile payment (Kelana et al, 2017;Riskinanto et al, 2017;Sun & Havidz, 2019). In the context of cellular business service, previous research found that perceived usefulness was crucial in determining mobile payment service adoption (Kelana et al, 2017;Riskinanto et al, 2017;Sun & Havidz, 2019;Juwaini et al, 2022).…”

Section: Perceived Usefulness and Mobile Payment Adoptionmentioning

confidence: 99%

See 2 more Smart Citations

Integrating religiosity into a technology acceptance model for the adoption of mobile payment technology

Natakusumah¹,

Maulina²,

Muftiadi³

et al. 2023

10.5267/j.ijdns

View full text Add to dashboard Cite

This research studies the effects of the religiosity on financial technology (fintech) adoption. The study examines religiosity as part of the Technology Acceptance Model (TAM) dimensions for the adoption of mobile payment technology. We explore the role of religiosity in TAM and recommend several policies for related organizations. The study uses professional sample calculation from 113 traditional markets under Perumda Pasar Jaya as a business entity whose capital is wholly or mostly owned by the regional government through regional assets of DKI Jakarta Province, Indonesia, which use mobile payment technology. We obtained 363 respondents from June 2020 to June 2021, coinciding with the Covid-19 pandemic. Hypothesis testing was done employing SmartPLS 3.2.9 software and questionnaires. The study also adapts previous studies to ensure the questionnaires are relevant to the research objects. The research result show that religiosity explained the formation of TAM by small businesses in traditional markets under Perumda Pasar Jaya Management. Religiosity and the adoption of mobile payment technology determined whether a user used fintech or not. As the research period was limited to June 2020 - June 2021, including field research in the traditional markets, newer TAM mobile payment technology development and other TAM mobile payment-based research were not included. This research offers a new TAM development model using religiosity for mobile payment adoption in traditional markets.

show abstract

Section: Discussionmentioning

confidence: 98%

Section: Perceived Usefulness and Mobile Payment Adoptionmentioning

confidence: 98%

Section: Perceived Usefulness and Mobile Payment Adoptionmentioning

confidence: 99%

See 1 more Smart Citation

Integrating religiosity into a technology acceptance model for the adoption of mobile payment technology

Natakusumah¹,

Maulina²,

Muftiadi³

et al. 2023

10.5267/j.ijdns

View full text Add to dashboard Cite

show abstract

“…It was followed by perceived risk (44 studies), which is the sentiment of uncertainty among users in relation to the possibility of negative consequences of adopting a new technology (Phonthanukitithaworn, Sellitto & Fong 2016;. Perceived compatibility, which refers to the degree to which a new technology is perceived as compatible with the experiences, needs and lifestyle of potential users Gumussoy, Kaya & Ozlu 2018;Sun & Havidz 2019) was the focus of 31 studies. Perceived security levels, which is related to the protection of the users' data against accidental or intentional disclosure to an unauthorized people (Liu, Yang & Chang 2020), was tested 28 times.…”

Section: Influencing Factorsmentioning

confidence: 99%

The use of the Technology Acceptance Model to analyse the Cloud-Based Payment Systems: A Comprehensive Review of the Literature

Mondego

Gide

2022

JISTEM

View full text Add to dashboard Cite

Over the past decades, organisations worldwide driven by the growth in e-commerce transactions have been investing in new payment methods in order to gradually align with the current trend of cashless transactions among individuals, businesses and governments. As a result, payments conducted over the internet or cloud-based payment systems (CBPS) have significantly increased. In this sense, the aim of this study is to provide a comprehensive review of studies that used the technology acceptance model (TAM) to analyse the CBPS. The findings of this study found 134 studies conducted between 2013 and 2020, which have applied the TAM. 118 new variables were tested alongside with the 5 basic constructs of TAM. Surveys are the preferred research method of data collection. Users have been the main focus of academics. China was the country with more studies conducted in CBPS using TAM as a researchbased model, followed by India, Indonesia, Spain and Malaysia. Trust was the most used construct by academics to investigate the CBPS adoption, followed by perceived risk and perceived compatibility. SEM was the preferred research instrument for analysing the relationship among constructs followed by regression analysis and multi-group analysis.

show abstract

“…Mobile banking has become handy for users with the use of smartphones. Payment through smartphones is convenient for people, contrarily the technique used weighs in here (Sun and Havidz, 2019). There are many applications provided by banks to transfer funds, but the payer needs the account details of the payee to be added as a beneficiary to complete the transaction.…”

Section: Mobile Bankingmentioning

confidence: 99%

AI Based Mobile Bill Payment System using Biometric Fingerprint

Kathirvel¹,

Sudha²,

Naveneethan³

et al. 2022

American Journal of Engineering and Applied Sciences

View full text Add to dashboard Cite

Billions of payment transactions occur in our day-to-day life, but every payment method depends on a material to carry. It is common for users to possess various materials like cash, credit cards and even mobiles to make payment. Meanwhile, it is easy for these materials to be robbed or lost. These instances result in a terrible trauma for the people. This study gives a detailed portrayal of a biometric payment application developed to introduce a concept of material-less payment. It enables the user to make a payment at any location by enrolling their fingertip without possessing any material. It involves a one-time registration of the User details upon all further transactions are validated and processed based on the user's fingerprint where the App takes care of the whole process. This implementation results in a novel payment method and avoids the risk of carrying valuable materials outdoors. This App creates an efficient and safe payment for society.

show abstract

Factors Impacting the Intention to Use M-Payment

Cited by 8 publications

References 14 publications

Integrating religiosity into a technology acceptance model for the adoption of mobile payment technology

Integrating religiosity into a technology acceptance model for the adoption of mobile payment technology

The use of the Technology Acceptance Model to analyse the Cloud-Based Payment Systems: A Comprehensive Review of the Literature

AI Based Mobile Bill Payment System using Biometric Fingerprint

Contact Info

Product

Resources

About