Factors Affecting the Credit Risk Management in the Banking Sector of Pakistan: Moderating Effect of Financial Technology
Ghulam Murtaza,
Muhammad Akbar Ali Ansari,
Waseef ul Hassan
et al.
Abstract:Credit Risk Management (CRM) identifies and manages the risks associated with lending and credit activities. This study investigates the impact of Environmental Risk (ER), Market Risk Analysis (MRA), Organizational Structure (OS), and Operational Efficiency (OE) on the Credit Risk Management (CRM) of the banking sector in Pakistan. Furthermore, examine the moderating effect of financial technology. The quantitative data was collected for this study by random sampling from different branches of banks in three c… Show more
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