Exploring the nexus between financial sector reforms and the emergence of digital banking culture – Evidences from a developing country

Shaikh, Aijaz A.; Glavee-Geo, Richard; Karjaluoto, Heikki

doi:10.1016/j.ribaf.2017.07.039

Cited by 49 publications

(31 citation statements)

References 34 publications

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“…Meanwhile, at International Monetary Fund, digital financial inclusion has been seen as a critical factor in mitigating the socio-economic impact of the crisis ( Sahay et al, 2020 ). To achieve this, Shaikh et al (2017) advocated for promoting financial inclusion by investing in technology, adopting innovative customer solutions, and developing digital financial products and services for the unbanked and underbanked population.…”

Section: Introductionmentioning

confidence: 99%

FinTech payments in the era of COVID-19: Factors influencing behavioral intentions of “Generation X” in Hungary to use mobile payment

Daragmeh

Lentner

Sági

2021

Journal of Behavioral and Experimental Finance

122

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Organizations, such as the World Health Organization, encouraged consumers to use contactless payment methods instead of payment methods such as cash, which can be carriers of the SARS-2 virus. This study aims to evaluate factors that influence Hungarian Generation X’s behavioral intentions to use mobile payment services during the pandemic. We conducted an electronic questionnaire-based survey among 1120 Generation X individuals. Using structural equation modeling to analyze the study’s conceptual model, our results confirm that perceived COVID-19 risk, perceived usefulness, and subjective norms significantly influence Hungarian Generation X’s behavioral intentions to use mobile payment services. Moreover, perceived usefulness mediates the relationship between perceived ease of use and behavioral intention to use mobile payment systems. Overall, our results show that the model of perceived COVID-19 risk, perceived usefulness, subjective norms, and perceived ease of use explains 62.9% of the variance in intention to use mobile payment systems. Our study contributes to the technology acceptance model and highlights its effectiveness in explaining the behavioral intention to adopt mobile payments during the COVID-19 pandemic.

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Section: Introductionmentioning

confidence: 99%

FinTech payments in the era of COVID-19: Factors influencing behavioral intentions of “Generation X” in Hungary to use mobile payment

Daragmeh

Lentner

Sági

2021

Journal of Behavioral and Experimental Finance

122

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“…Its influence is very significant in tourist destinations, which is reflected in the growth of the national GDP (Saridogan, 2020). The attempts to measure benefits of tourism qualitatively and quantitatively using classical methods do not make much sense as individual indicators (the input data) contain many inaccuracies caused by the "inner" uncertainty; therefore, the findings obtained contain uncertainty hidden in individual input indicators (Shaikh et al, 2017). This requires the application of tools that are more suitable for solving problems related to uncertainty.…”

Section: Fuzzy Approach In Management In Tourismmentioning

confidence: 99%

Fuzzy Logic and Artificial Intelligence Tools in the Context of Tourism Analysis

Hašková¹,

Valuation²,

Budejovice³

et al. 2020

International Thematic Monograph: Modern Management Tools and Economy of Tourism Sector in Present Era

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Qualitative and quantitative approaches to multicriteria evaluation and managerial decision- making often ignore the specifics of the role of the human factor. This article summarizes management methods that reflect not only numerical inputs but also data of a qualitative nature while considering their applicability in the tourism sector. Some of them can be assorted within the classes of Artificial intelligence. The focus is on the fuzzy approach at the theoretical and application level. The fuzzy approach is used to evaluate the degree of country travel and tourism competitiveness of selected European and Asian countries based on subjective rankings from the viewpoint of travelling persons. The results indicate that among countries under review, China is ranked as a highly competitive country in travel & tourism. Conditional competitive countries in terms of travel & tourism are the Czech Republic, Pakistan, Russia, and Turkey.

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“…La reforma del sector financiero tiene conexión con el crecimiento de la banca digital (Shaikh et al, 2017;Bansal y Jain, 2018); y se trata de una transformación sin precedentes, por la velocidad del cambio y por incorporar el concepto de tener que construir un nuevo sistema financiero o su propia deconstrucción (Evans y Wurster, 1999), que funciona como un proceso creativo o de innovación abierta (Chesbrough, 2003(Chesbrough, y 2010.…”

Section: Figura 1 Las Cooperativas De Crédito En El Mapa Del Sistemaunclassified

¿Cómo percibe la banca cooperativa el impacto de la transformación digital?

2019

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El sector financiero en general, y el bancario en particular, se han caracterizado habitualmente por ser innovadores en la incorporación de la tecnología a sus procesos y servicios. Sin embargo, por primera vez en su historia, la tecnología está originando modos de desintermediación financiera y de capacidad de aportación de servicios que nacen en empresas tecnológicas y no en entidades financieras. La disrupción de las pequeñas empresas fintech; así como la innovación en servicios financieros ofrecidos por los gigantes tecnológicos, parecen amenazar el modelo de negocio tradicional de la banca. En este contexto, la banca cooperativa no es ajena a este fenómeno y vive su propia transformación digital, tanto por la demanda de sus socios y clientes, como por la necesidad de competir frente a esos nuevos actores financieros. Su tradicional arraigo territorial y el conocimiento más personalizado de sus socios y clientes deben hacerse ahora compatibles con los planteamientos de una nueva sociedad digital. Por ello, en este trabajo se ha analizado cuál es la percepción de las cooperativas de crédito españolas sobre la transformación digital, lo que ha arrojado interesantes resultados como: la reconocida necesidad de mejorar en la digitalización de sus procesos internos y externos; su percepción sobre la amenaza proveniente de las grandes empresas tecnológicas; las diferencias en lo que respecta a la digitalización de los socios y usuarios cuando cambia la dimensión de las entidades; así como su papel en la educación financierodigital de su base societaria y de usuarios.

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Exploring the nexus between financial sector reforms and the emergence of digital banking culture – Evidences from a developing country

Cited by 49 publications

References 34 publications

FinTech payments in the era of COVID-19: Factors influencing behavioral intentions of “Generation X” in Hungary to use mobile payment

FinTech payments in the era of COVID-19: Factors influencing behavioral intentions of “Generation X” in Hungary to use mobile payment

Fuzzy Logic and Artificial Intelligence Tools in the Context of Tourism Analysis

¿Cómo percibe la banca cooperativa el impacto de la transformación digital?

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