“…Moreover, some care users deliberatively choose not to use a cash-for-care scheme, as they expect it to be too difficult to manage or feel overwhelmed by the responsibilities of managing a budget [35,41,50,51,57,60,63,68,71,76,81,101,114,117]. However, this feeling can change over time: almost one quarter of the articles (23%) reported increased feelings of empowerment as care users became more competent and confident over time, learning to manage their responsibilities as budget holders [35, 38, 39, 42-44, 50, 52, 59, 61-63, 84, 85, 91, 96, 105, 111, 116, 117, 121] 4.2.3.…”