This paper presents a solution for monitoring of solar ultraviolet (UV) exposure and alerting about risks in real time. The novel system provides smart personalized indications for solar radiation protection. The system consists of a sensing device and a mobile application. The sensing device monitors solar radiation in real time and transmits the values wirelessly to a smart device, in which the mobile application is installed. Then, the mobile application processes the values from the sensory apparatus, based on a fuzzy expert system (FES) created from personal information (hair and eye color, tanning and burning frequency), which are entered by the user answering a short questionnaire. The FES provides an estimation of the recommended time of safe exposure in direct sunlight. The proposed system is designed to be portable (a wearable sensing device and smartphone) and low cost, while supporting multiple users.