Evaluating the Performance of Indian Banking Sector Using Dea During Post-Reform and Global Financial Crisis

Kumar, Mukesh; Charles, Vincent; Mishra, Chandra Sekhar

doi:10.3846/16111699.2013.809785

Cited by 36 publications

(28 citation statements)

References 28 publications

(37 reference statements)

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“…Traditionally, the burden of social development has largely been shouldered by PSBs and they have been in the forefront of channelizing financial resources from remote areas as well as expanding the outreach of banking services in the remotest part of the country (Chaudhary & Sharma 2011). Both PSBs and private sector banks have played a crucial role in meeting the resources required for a rapidly growing Indian economy and have been the main source of credit for various sectors of the economy (Kumar et al 2016).…”

Section: Overview Of Indian Banking Sectormentioning

confidence: 99%

Examination of sustainability reporting practices in Indian banking sector

Kumar

Prakash

2019

AJSSR

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Sustainability reporting is at the core of designing corporate sustainability environment. The study has been conducted on Indian banking sector to examine the extent of sustainability reporting by the banks operating in India. Sustainability report, corporate social responsibility report, business responsibility report and annual report (FY 2015-16 & 2016-17) of the banks were analysed and coded using content analysis technique against sustainability indicators derived from review of literature, GRI G4 guidelines, and National Voluntary Guidelines on responsible business conduct. This is one of the first studies to examine the extent of sustainability reporting by the commercial banks in India in line with major sustainability-related standards & guidelines. The result of the study shows that the banks in India are much slower in adopting sustainability reporting practices. It was found that sustainability issues which are of the highest priorities for the banks are directly related to their business operations like financial inclusion, financial literacy, energy efficient technology etc. The environmental consideration indicators are relatively unaddressed by most of the banks in India. The results of the study also show that there is a significant difference in the disclosure of environmental and internal socio-environmental indicators between public and private sector banks in India. This study is expected to contribute to banking sector and all the stakeholders in understanding more about the limitations in implementing sustainable reporting in India.

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Section: Overview Of Indian Banking Sectormentioning

confidence: 99%

Examination of sustainability reporting practices in Indian banking sector

Kumar

Prakash

2019

AJSSR

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“…Scale efficiency is the proportional reduction if the firm achieves constant returns to scale (CRS). Operating with CRS is the ultimate objective of firms because it allows them to avoid waste and operating at the optimal scale (Kumar, Charles, & Mishra, 2016).…”

Section: Efficiencymentioning

confidence: 99%

Does Efficiency Promote Competitiveness of the Insurance Industry?

Lee

Cheng

Nassir

et al. 2018

Journal of Business Economics and Management

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This paper contributes to the existing literature by examining the efficiency and competitiveness of the Takaful insurance. We employ the Data Envelopment Analysis (DEA) to compute the efficiency of Takaful operators, while Panzar-Rosse (P-R) H-statistic method is used to evaluate the degree of competition. The findings indicate that the inefficiency in Takaful’s operations is affected by the scale of operations but not by inefficiency in managerial practice. Actuaries need to pay attention to estimating provisions for outstanding claims, as this factor is negatively influencing the efficiency of Takaful insurance. Additionally, the managers are cautioned not to overspend on commissions paid to the agents because this will reduce the profit of the Takaful operators. The findings to a very large extent indicate that improvement in efficiency will increase the entry of a more viable competitor to participate in the Takaful industry. The regulators need to implement prudent monitoring of the operations of Takaful insurers because improvements in efficiency will make Takaful operators more competitive. The implications further shed light on the motivation for insurance firms to improve efficiency that enable them to charge lower price to enhance competition which may benefit both the firms and customers.

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“…To select inputs and outputs, the current study employs the intermediation approach with a restricted choice of variables. For further details regarding the justification behind using the intermediation approach, the reader is referred to Charles and Kumar (2012), Mishra (2016). DEA is sensitive to variable selection, i.e., as the number of variables increases, the ability to discriminate among the DMUs decreases; or otherwise stated, the more variables added, the greater becomes the chance that some inefficient unit will dominate the added dimension and become efficient (Smith, 1997).…”

Section: Selection Of Inputs/outputsmentioning

confidence: 99%