Ethno-racial and nativity differences in the likelihood of living in affordable housing in Canada

Choi, Kate H.; Ramaj, Sagi

doi:10.1080/02673037.2023.2170988

Cited by 8 publications

(11 citation statements)

References 40 publications

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“…These include limited access to information about affordable vacancies, requirements in the housing market like having a credit score, and their labour market disadvantage (Li, 2001). Equally possible is that the higher unaffordable housing rates of foreign‐born young adults are the product of discrimination in the housing market (Brooks, 2023; Choi & Ramaj, 2023a; Korver‐Glenn, 2018). Landlords respond to their inquiries at lower rates (Bosch, Carnero, & Farré, 2015), and they may pay more for the same unit (Teixeira & Drolet, 2018).…”

Section: Discussionmentioning

confidence: 99%

“…In Canada, homebuyers and renters are required to provide credit scores, which is a tool to assess the risk of delinquent payments. Credit scores are computed using people's payment history in Canada (Choi & Ramaj, 2023a). Thus, immigrants, particularly newcomers, either lack or have low credit scores.…”

Section: Nativity Differences In the Association Between Living Arran...mentioning

confidence: 99%

“…Renters who do not have a credit score may be asked to pay large deposits or may be relegated to expensive short-term rental markets. These requirements may pose a particular challenge to large immigrant households seeking to rent larger and more expensive units (Choi & Ramaj, 2023a). Many landlords also require tenant insurance, which is often unavailable or available at a premium when the unit is occupied by three or more unrelated tenants.…”

Section: Nativity Differences In the Association Between Living Arran...mentioning

confidence: 99%

“…Whether these predictions hold is largely unknown because prior research has documented trends in living arrangements (Boyd & Pryor, 1989; Cross, 2018; Harvey et al., 2021; Mitchell, Wister, & Gee, 2000; Pilkauskas, 2012) or unequal access to affordable housing (Choi & Ramaj, 2023a). They have not documented inequalities in young adults’ risk of having unaffordable housing by their living arrangements.…”

Section: Introductionmentioning

confidence: 99%

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Living arrangements and housing affordability issues of young adults in Canada: Differences by nativity status

Choi,

Ramaj

2024

Canadian Review of Sociology

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Housing prices in Canada have increased dramatically, giving rise to a housing affordability crisis. Young adults have been disproportionately affected by this crisis. To cope, many young adults have had to alter their living arrangements, contributing to the diversification of their living arrangements. Young adults’ diverse living arrangements are the product of growing inequalities in young adults’ economic prospects and access to family support. Extant work has yet to document how young adults’ risk of having unaffordable housing varies according to their living arrangements. Our comparison of young adults’ risk of having unaffordable housing according to their living arrangements reveals that co‐residence with parents, relatives, or roommates reduces young adults’ risk of having unaffordable housing. This protective effect is smaller for the foreign‐born than the Canadian‐born. The National Housing Strategy should allocate more resources to increase the supply of affordable housing earmarked for young adults, particularly the foreign‐born who live alone or with children.

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Section: Discussionmentioning

confidence: 99%

Section: Nativity Differences In the Association Between Living Arran...mentioning

confidence: 99%

Section: Nativity Differences In the Association Between Living Arran...mentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 2 more Smart Citations

Living arrangements and housing affordability issues of young adults in Canada: Differences by nativity status

Choi,

Ramaj

2024

Canadian Review of Sociology

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“…Prior work has either documented the trends in living arrangements (e.g., Boyd and Pryor, 1989;Cross 2018;Mitchell et al, 2000;Pilkauskas 2012;Harvey et al 2021) or in housing affordability (Choi and Ramaj 2023a). To date, no study has documented inequalities in young adults' risk of having affordable housing according to their living arrangements.…”

Section: Background Diversification Of Young Adults' Living Arrangeme...mentioning

confidence: 99%

Living Arrangements and Housing Affordability Issues of Young Adults in Canada: Differences by Nativity Status

Choi¹,

Ramaj²

2023

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Canada has witnessed a diversification of young adults’ living arrangements. The percentage of young adults in nuclear families declined. Conversely, the percentage of young adults who live alone or with roommates increased. This diversification reflects growing inequalities in young adults’ ability to transition into economic roles and access private safety nets. We document inequalities in young adults’ risk of having unaffordable housing according to their living arrangements. Young adults who live solely with their children are most likely to have unaffordable housing. The opposite is true for those who live with their parents. Moreover, the protective effect of living with parents is smaller for the foreign-born than for the native-born. The National Housing Strategy in Canada should allocate considerable resources for the construction of affordable housing that can accommodate the diverse living arrangements of young adults.

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Trends in solo living among young adults in Canada

Choi,

Ramaj

2023

Population Space and Place

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Solo living among young adults has increased in recent decades. Past studies seldom examined the impact of geographic contexts on trends in solo living. We compared trends in solo living across Canadian communities along the rural/urban continuum and identified factors contributing to these trends. The percentage of Canadian young adults living alone increased between 1981 and 2021. The increase was larger in rural and small urban areas than in medium and large urban areas. Irrespective of community type, the decline in marriage rates was the most salient factor contributing to this trend. Rising shelter costs suppressed increases in the percentage of young adults living alone, but only in medium and large urban areas. These findings highlight the need to increase the supply of affordable housing earmarked for young adults in medium and large urban areas.

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Ethno-racial and nativity differences in the likelihood of living in affordable housing in Canada

Cited by 8 publications

References 40 publications

Living arrangements and housing affordability issues of young adults in Canada: Differences by nativity status

Living arrangements and housing affordability issues of young adults in Canada: Differences by nativity status

Living Arrangements and Housing Affordability Issues of Young Adults in Canada: Differences by Nativity Status

Trends in solo living among young adults in Canada

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