Essays on households\' consumption and saving

Abstract

I express my eternal gratitude to my parents, Geraldo and Lorete, for not discrediting my efforts for a single second.A special thanks to my dear C. J., who has dedicated her entire life to filling mine with good memories.And I thank my charming wife, Fran Bonafé, for her support, advice, smiles, and affection. My life has been fascinating at her side.