Equal access to shelter: Coping with the urban crisis by supporting self-help housing

Bredenoord, Jan; Lindert, Paul van; Smets, Peer

doi:10.1016/j.habitatint.2009.11.017

Cited by 9 publications

(6 citation statements)

References 8 publications

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“…Mortgage lending characterized by large loans and long‐term repayment periods is not accessible to the vast majority of poor households who lack regular incomes and formalized land titles to provide collateral (Gilbert, 2000). Development planning practitioners and researchers have long called for housing‐finance strategies that meet the urban poor's need for small amounts of money and short‐term lending (Bredenoord et al ., 2010; Ferguson and Smets, 2010). These arguments stand in a tradition of research and practice concerned with self‐help building conducted since the 1960s, much of it based on the work of John Turner (1976) and centred on the basic argument that ‘incremental building fits the livelihood strategies and conditions of the poor’ (Ferguson and Smets, 2010: 288).…”

Section: Self‐help Housing Development and Financementioning

confidence: 99%

“…In the context of the current financial inclusion agenda, such debates are no longer present. We can see a consensus among development institutions and many scholars that microcredits for housing constitute a crucial strategy to help provide adequate shelter and ‘increase the speed and efficiency of the [self‐building] process’ (Ferguson and Smets, 2010: 289; see also UN‐Habitat, 2005; Bredenoord et al ., 2010; Merrill, 2012).…”

Section: Self‐help Housing Development and Financementioning

confidence: 99%

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Assisted Self‐help Housing in Mexico: Advocacy, (Micro)Finance and the Making of Markets

Grubbauer

2020

Int J Urban Regional Res

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This article examines forms of housing finance that offer poor households opportunities for sourcing resources for construction work through non-mortgage microloans. In Mexico, these housing microfinance schemes have recently been incorporated into national housing policies. On a global level, the past 10 to 15 years have seen the emergence of institutional investment in microfinance. I reflect on these processes in this article by bringing critical accounts of financial inclusion in development studies and the debate on financialization within urban studies and beyond into dialogue. I combine micro-and macro-scale perspectives to examine how households become financial clients and how finance gains influence by expanding capitalist markets into the informal housing sector. This discussion is based on policy review and document analyses and an empirically grounded account of an assisted self-help housing case study. In the article I draw on three focal concepts-risk, debt and marketization-to highlight the ambivalences of the expanded access to finance for poor households engaged in self-organized building practices. These ambivalences emerge from the multiplicity of operational logics and motivations in the field of housing provision for the poor, and the profoundly conflicting rationalities of financial-and social-sector actors. 1 An Agencia Productora de Vivienda (APV) is a Mexican housing production agency.

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Section: Self‐help Housing Development and Financementioning

confidence: 99%

Section: Self‐help Housing Development and Financementioning

confidence: 99%

Assisted Self‐help Housing in Mexico: Advocacy, (Micro)Finance and the Making of Markets

Grubbauer

2020

Int J Urban Regional Res

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“…Recent literature that addressed these approaches focused on equal access to housing and the potentials of the self‐help housing to face the urban poverty (see especially Bredenoord et al . ; Landman & Napier ; Tunas & Peresthu ), as well as on the role of the community action in the development of poor neighbourhoods (see Boonyabancha et al . and Papeleras et al .…”

Section: Introductionmentioning

confidence: 99%

“…Many studies thus involved an understanding of the housing problems in relation to the international trends, namely, direct provision, self-help and enabling approaches. 1 Recent literature that addressed these approaches focused on equal access to housing and the potentials of the self-help housing to face the urban poverty (see especially Bredenoord et al 2010;Landman & Napier 2010;Tunas & Peresthu 2010), as well as on the role of the community action in the development of poor neighbourhoods (see Boonyabancha et al through small projects, secure land tenure and small fund in the Asian Coalition for Community Action (ACCA) programme.…”

Section: Introductionmentioning

confidence: 99%

Housing Projects for Low‐Income Groups and Modes of Economic Integration: A Comparative Study in Greater Cairo

Abouelmagd

Kesteloot

Corijn

2013

Tijd voor Econ & Soc Geog

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The housing of low‐income groups in Greater Cairo has always been difficult. However, the general shortage in housing supply is contrasting with the low occupancy rate of newly constructed public housing units. In contrast, despite their bad living conditions, informal settlements have a high occupancy rate. In order to analyse the reasons behind this contradiction, the paper compares four neighbourhoods ranging from formal and semi‐informal to informal housing production and including one rehabilitation project. The livelihood conditions in each settlement are unravelled with the concept of modes of economic integration from Polanyi. For this purpose, semi‐structured interviews were conducted and analysed with correspondence analysis. The findings indicate a preference among low‐income groups for informal settlements because of three reasons: the advantages of geographical location, the nature of social networks and the strength of private redistribution systems, thus enabling an easier access to means of existence. The results and recommendations are further discussed in the paper.

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“…The document emphasized a dual housing provision system for high-income households that can afford commodity housing, and for middle-or low-income families who can only purchase partial homeownership of affordable social housing. Rapid urbanization led to a shortfall in many aspects in the majority of developing countries, primarily housing (Bredenoord, van Lindert, & Smets, 2010). In China, the demise of the state's central allocation of housing resources and the autonomy that local governments gained from the state International Journal of Property Sciences Vol.…”

Section: Introductionmentioning

confidence: 99%

Hierarchical Organizations and Shared Responsibilities in the Low-Income Community of Dapeng in Shenzhen, Chin

Liu

Jia

2013

IJPS

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Abstract:Social housing for urban low-income communities is a major problem in Chinese urban housing. In China, standardization without rooms for participation in the current housing construction for low-income communities poses potential hazards to the social and living environments. The controversy over "user participation" in urban and architecture design originated at least 50 years ago when sharing rights and responsibilities were reconsidered. However, solutions that accommodate the need of inhabitants for more rights in making decisions on their own living space in social housing are still lacking. The concept of levels in the built environment was created by Habraken (1972), who aimed to provide a new design methodology that can identify the various responsible parties and their interaction with people, though such a concept can be observed in Chinese vernacular villages, which are often described as inherently flexible. Taking Dapeng as an example, a vernacular village in the suburban area of Shenzhen where the practice of participation of low-income people remains, this paper investigates various hierarchical organizations in the cultural context, village tissue and space hierarchy, building diversity and responsibility distribution of participants. Combined with the current living situation of low-income residents and the social housing dilemma, this paper suggests alternative approaches to achieve balance between professional responsibilities and user rights, and a new perspective on sustainable social housing in China.

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Equal access to shelter: Coping with the urban crisis by supporting self-help housing

Cited by 9 publications

References 8 publications

Assisted Self‐help Housing in Mexico: Advocacy, (Micro)Finance and the Making of Markets

Assisted Self‐help Housing in Mexico: Advocacy, (Micro)Finance and the Making of Markets

Housing Projects for Low‐Income Groups and Modes of Economic Integration: A Comparative Study in Greater Cairo

Hierarchical Organizations and Shared Responsibilities in the Low-Income Community of Dapeng in Shenzhen, Chin

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