“…With an increasing aging population, there will be significant implications for all sectors of society, including labour, financial markets and the demand for goods and services (e.g., housing, transportation, and social protection) (United Nations, 2017). In conjunction with the increase in the aging population, the Canadian demographic landscape is changing due to a significant increase in ethnographic diversity (Jo, Jo, Veblen & Potter, 2018). According to the Statistics Canada 2016 census, immigrants accounted for more than 7.5 million, representing more than 1 in 5 persons in the Canadian population (Statistics Canada, 2018).…”