Enhancing bank performance through branches or representative offices? Evidence from European banks

Liang, Hsin-Yu; Ching, Yann Peng; Chan, Kam C.

doi:10.1016/j.ibusrev.2012.07.003

Cited by 24 publications

(12 citation statements)

References 17 publications

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“…Hence, the greater the number of cities in which the group operates, the higher the breadth of its network of units. This approach is consistent with measures employed by numerous other studies to capture the geographic scope of business activities (e.g., Allen and Pantzalis, 1996;Liang et al, 2013;Tang and Tikoo, 1999).…”

Section: Independent Variablessupporting

confidence: 79%

Technology transfer within China and the role of location choices

Kafouros

Wang

2015

International Business Review

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We examine how emerging country business groups overcome various technological constraints and succeed in enhancing their performance. Our theoretical contribution lies in showing how the ability of a business unit to benefit from intra-group technology transfer depends on the idiosyncratic manner in which the group geographically configures its network of units. The findings reveal that the geographic dispersion and concentration of the units of a group alter both the ability and willingness of its business units to transfer technologies to (or receive technologies from) other units and subsequently result in different performance outcomes. The location of a business unit also determines whether or not a unit competes with other fellow units and, consequently, influences how much a unit benefits from the technologies held by the group.

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Section: Independent Variablessupporting

confidence: 79%

Technology transfer within China and the role of location choices

Kafouros

Wang

2015

International Business Review

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“…Nevertheless, we check the robustness of our results. We follow previous literature (Demirgüç-Kunt and Huizinga, 2010;Fuentelsaz et al, 2012Fuentelsaz et al, , 2009Liang et al, 2013) and re-estimate our equations ( 1) and (2) by using the lagged value of MM, MMi,t-1. In addition, we also use two country-level indicators of mobile money adoption as alternatives.…”

Section: 2model Specificationmentioning

confidence: 99%

Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community

Rugemintwari

Sauviat

2019

SSRN Journal

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Mobile money, a technology-driven innovation in financial services, has profoundly penetrated the financial landscape in Sub-Saharan Africa, including banks. Yet, besides anecdotal evidence, little is known about whether mobile money adoption enhances or worsens bank performance.Combining hand-collected data with balance sheet data from Bankscope for a panel of 170 financial institutions over the period 2009-2015, we find a strong positive and significant relationship between the time elapsed since banks' adoption of mobile money and their performance considering an array of proxies of bank profitability, efficiency and stability. In further investigations, we show how bank specialization and size alter such an association. Our results are robust to using instrumental variables, controlling for bank and macro level confounding factors, bank fixed effects and considering alternative measures of bank performance and mobile money adoption. Furthermore, we show that enhanced income diversification and broadened access to deposits are possible channels through which banks involved in mobile money improve their performance. Overall, our findings highlight the bright side of cooperation between banks and mobile network operators in the provision of mobile money. (JEL Classification G02, G21, G23

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“…Walid and Eric (2009) argue that the existing literature in international business, exploring the relationship between DOI and performance, assume the implicit assumption that DOI has a direct impact on bank performance, and ignore the fact that banks have advanced technology and products, and good performance in the domestic market, which tend to expand its market share in order to increase profit by overseas expansion. The second is to analyze the direct impact of internationalization on bank performance (e.g., Xiong et al, 2014;Liang et al, 2013;Wan et al, 2008).…”

Section: Internationalization and Performance Of Bankmentioning

confidence: 99%

“…The currently widely-used are Tobin Q value, Return on Assets (ROA) and other single financial indicators as well as comprehensive consideration of various indicators. Through comparative analysis of the measure of scholars both at home and abroad it can be found that for most foreign scholars the Tobin Q value is used to measure the performance of commercial banks (Liang et al, 2013), and a few use the Return on Assets as a performance measure (Andres & Vallelado, 2008;Walid & Eric, 2009). But the Tobin Q is the ratio of market cap to book value.…”

Section: Performance Measurement Of Commercial Banksmentioning

confidence: 99%

Degree of Internationalization, Staff Localization and Bank’s Overseas Performance: Evidence from China's Top Four Banks

Li¹,

Xu²,

Hu³

et al. 2018

IBR

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In international expansion, staff localization helps Chinese commercial banks to provide services to meet local needs. This paper explores the mediation effect of staff localization and refines the measurement of bank’s overseas performance, to reveal the transmit channel of how the degree of internationalization (DOI) affects bank’s overseas performance. With data from 2009 to 2015 of China’s top five banks as the sample to build a panel data model, the result suggests that staff localization fully mediates the relationship between DOI and bank’s overseas performance, and DOI exercises positive effect on the overseas performance of intermediary business, but no significant effect on the overseas performance of deposit/loan business. Implications and suggestions for bank’s overseas practice are discussed.

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Enhancing bank performance through branches or representative offices? Evidence from European banks

Cited by 24 publications

References 17 publications

Technology transfer within China and the role of location choices

Technology transfer within China and the role of location choices

Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community

Degree of Internationalization, Staff Localization and Bank’s Overseas Performance: Evidence from China's Top Four Banks

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