Engineering a sustainable banking system for rural India

Vadari, Sekhar; Malladi, Chandra Mohan

doi:10.1109/icroit.2014.6798329

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2021

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“…This study's findings suggest that beneficiaries are more sensitive to socially responsible practices of banking organizations and may respond positively to CSR in the form of enhanced financial inclusion behavior. These results are in line with Vadari and Malladi (2014) and Sharma and Mani (2013) but challenge the findings of Mago and Toro (2013) where institutional supports are not effective enough to provide financial assistance.…”

Section: Resultssupporting

confidence: 88%

Corporate social responsibility and financial inclusion: Evaluating the moderating effect of income

2021

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Financial institutions play a vital role in the implementation of effective CSR in local communities with significant initiatives that support financial inclusion. The findings of this study reveal that CSR has a significant, positive impact on financial inclusion. The study rules out any moderating impact of income on the strength of the relationship between CSR and financial inclusion. The research findings of this study will help policymakers to design effective policies to motivate banking organizations to consider CSR as an effective tool to improve financial inclusion.

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Section: Resultssupporting

confidence: 88%