Enabling development through governance and mobile technology

The Comparative Exploration of Mobile Money Services in Inclusive Development

“…This is consistent with Ojo et al (2012) Therefore, the mere availability of mobile phones and usage of mobile money service applications are not ends in themselves for inclusive development. Governments in place need to tailor policies toward redistributing the fruits of economic prosperity by such mobile money service mechanisms.…”

“…Economic opportunities in developing countries are increasingly being ameliorated with the conversion of mobile phones into pocket banks which are enabling a great part of the population that was previously excluded from financial institutions to have the much needed financial access (Demombynes & Thegeya, 2012 Ojo et al (2012) and Mishra and Bisht, 2013). Hence, by using macroeconomic mobile money service data from 93 developing countries to confirm findings established by previous studies (essentially based on survey-oriented, country-specific and microeconomic data), we have confirmed the importance of tailoring holistic policies towards addressing global concerns of inequality, poverty and immiserising growth in developing countries.…”

Comparative Human Development Thresholds for Absolute and Relative Pro-Poor Mobile Banking in Developing Countries

“…The positive role of mobile banking/phones 1 has been established to provide a multitude of inclusive development advantages, notably: women empowerment (Ojo et al, 2012;Maurer, 2008); bridging the rural-urban divide (Chan & Jia, 2011, pp. 3-5;Qiang et al, 2011, pp.…”

Enhancing ICT for Inclusive Human Development in Sub-Saharan Africa

“…in Asia and Latin America) and developed nations are currently witnessing stability in ICT penetration, Africa still has great potential for its adoption. The policy relevance of this fact becomes clear when one considers that on the one hand, the SSA region has been experiencing increasing levels of non-inclusive development, while elsewhere, ICT has been documented to play a substantial role in non-exclusive development (Alkemade & Surrs, 2012;Ojo et al, 2012;Mishra & Bisht, 2013). Extreme poverty has been decreasing in all regions of the world, however, within SSA, there has been growing exclusive development and increasing poverty.…”

“…An interesting strand of literature documents the inclusive development outcomes of ICT, notably, in terms of: gender empowerment (Maurer, 2008;Ojo et al, 2012); access to health care from the population in the low socio-economic strata (see Kliner et al, 2013); boosting of financial inclusion (Kirui et al, 2013;; mitigation of the development divide between urban and rural areas (Qiang et al, 2011;Chan &Jia, 2011); purging of agricultural wastes as well as demand-and supply-side constraints/mismatches (see Muto & Yamano, 2009;Aker & Fafchamps, 2010); efficiency in the management of households (Al Surikhi, 2012) and enhancement of business avenues, especially for small and medium sized corporations (Asongu, 2015b;Ondiege, 2010;Mishra &Bisht, 2013). In essence, besides easing business operations (Kuoa &Yub, 2006;Jin& von von Zedtwitz, 2008;Kumar &Zahn, 2003;Lee et al, 2010), the ICT revolution has also substantially contributed to promoting non-exclusive development.…”