EFISIENSI PEMBIAYAAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI JAWA TIMUR PERIODE 2014-2017. ANALISIS DENGAN METODE DEA (CRS,VRS, dan Skala)

Khairunnisa, Aziza Hanifa; Laila, Nisful

doi:10.47312/aifer.v3i01.251

Cited by 2 publications

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“…The results of this study strengthen previous research conducted by Khairunnisa & Nisful (2018) and Khusnah et al (2020) regarding the analysis of the efficiency of BPRS in East Java. The cause of inefficiency is caused by the number of input variables that are greater than the target or the required amount, while the number of output variables is less than the target.…”

Section: Efficiency Analysis Using Deasupporting

confidence: 88%

“…The overall results of the BPRS can be said to have reached the level of efficiency. This research is also supported by Naufal & Firdaus (2017) but contradicts Fauzi (2018), Khairunnisa & Nisful (2018), and Khusnah et al (2020).…”

Section: Literature Reviewmentioning

confidence: 62%

“…The researcher states that Islamic banking in Indonesia is in the efficient category. However, a different opinion was expressed by (Ferari & Sudarsono, 2011;Khusnah et al, 2020;Naufal & Firdaus, 2017;Khairunnisa & Nisful, 2018) They say that Islamic banking in Indonesia and BPRS is included in the inefficient category because many of them have fluctuating efficiency levels making it unstable.…”

Section: Introductionmentioning

confidence: 99%

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How the Covid-19 Outbreak Affect the Efficiency of Islamic Rural Banks?

Miranti

Aulia²,

Pimada

2022

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Islamic Rural Banks (BPRS) have an essential function for developing the Micro, Small, and Medium Enterprises (MSME) sector. For the BPRS to exist and not be liquidated, the BPRS needs to maintain its financial efficiency. This study aims to determine the efficiency of a BPRS in East Java. Then, this is to find out what affects the efficiency. Two Stages-Data Envelopment Analysis (DEA) calculate the efficiency. The first stage of data analysis is carried out by assessing the efficiency of the BPRS. The second stage is the analysis of variables that affect efficiency using logistic regression. This analysis also uses the description of the year of the Covid pandemic as a predictor variable. The results of this study found that the BPRS in East Java was categorized as inefficient (inefficiency). However, from the 20 samples used, there are three efficient BPRS based on the average individual BPRS during the 2012-2020 period. Based on logistic regression analysis, it is known that the factors that affect the efficiency of BPRs include Operational Costs and Operating Income, Earning Assets, and the pandemic era.

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Section: Efficiency Analysis Using Deasupporting

confidence: 88%

Section: Literature Reviewmentioning

confidence: 62%

Section: Introductionmentioning

confidence: 99%

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How the Covid-19 Outbreak Affect the Efficiency of Islamic Rural Banks?

Miranti

Aulia²,

Pimada

2022

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“…The results of this study conclude that BPRS in East Java is classified as inefficient. Khairunnisa & Laila (2018) also explain the efficiency level of BPRS in East Java. The analysis found that the average BPRS in East Java showed inefficient efficiency during the study period.…”

Section: Literature Reviewmentioning

confidence: 89%

“…Research on the efficiency of BPR and BPRS in East Java is still limited. Among these studies are Widiyaningtyas & Wura (2022), analyzing the financial performance comparison of BPR and BPRS East Java before and during the Covid-19 pandemic; Miranti et al (2022); Khusnas et al (2022) and Khairunnisa & Laila (2018) discuss the efficiency level of BPRS in East Java; and Almas (2018) examined the comparison of the efficiency of conventional BPR and sharia BPRS in East Java using a non-parametric approach.…”

Section: Introductionmentioning

confidence: 99%

Measuring the Efficiency Performance of Rural Banks in East Java during Covid-19

Aisyah As-Salafiyah

2023

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This research aims to analyze the efficiency level, source of efficiency, the potential for improvement needed, and comparison of the efficiency of BPR (Rural Bank) and BPRS (Islamic Rural Bank) in East Java. This research also looks at the efficiency of BPR and BPRS during the Covid-19 pandemic. The research period used in this study is from 2016-2021, with a research sample of 8 BPR and 6 BPRS in East Java. The analytical method used is a non-parametric approach, namely Data Envelopment Analysis (DEA), with secondary data sources originating from BPR and BPRS financial reports on the official OJK website. The study results show that the efficiency of BPR and BPRS during 2016-2021 has fluctuated yearly. BPR has higher efficiency than BPRS. Then in the efficiency analysis during the pandemic, the efficiency of BPR is relatively stable, even though there has been a decline in 2021. Meanwhile, BPRS showed a significant decline in 2021. Furthermore, based on the potential improvement analysis, the most significant cause of BPR inefficiency comes from input variables, namely fixed assets, and at BPRS is the financing provided. This research also provides recommendations to banks, regulators, and academics.

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EFISIENSI PEMBIAYAAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI JAWA TIMUR PERIODE 2014-2017. ANALISIS DENGAN METODE DEA (CRS,VRS, dan Skala)

Cited by 2 publications

References 0 publications

How the Covid-19 Outbreak Affect the Efficiency of Islamic Rural Banks?

How the Covid-19 Outbreak Affect the Efficiency of Islamic Rural Banks?

Measuring the Efficiency Performance of Rural Banks in East Java during Covid-19

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