Efficient on-line electronic checks

Chen, Wei-Kuei

doi:10.1016/j.amc.2004.03.006

Cited by 13 publications

(10 citation statements)

References 3 publications

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“…As motivation, we first review Chen's e-checks scheme [4]. There are three parties in this scheme: banks, payers, and payees, assuming each payer and payee has opened an account with the bank in advance.…”

Section: Review Of Chen's Schemementioning

confidence: 99%

“…Unfortunately, some deficiencies in [4] should be further highlighted. First, the bank has to generate an RSA digital signature, an expensive computation operation, before issuing each e-check.…”

Section: Introductionmentioning

confidence: 98%

“…However, in Chaum's scheme, the face value or payee's identification information or each e-check has to be decided before a bank issues an e-check. To overcome this drawback, Chen [4] proposed an electronic check scheme for a payer to attach the desired face value and payee's information to the e-check in the paying phase. Thus it makes the e-check scheme more practical.…”

Section: Introductionmentioning

confidence: 99%

“…To the best of our knowledge, no e-check schemes, including the approaches in the related papers [3][4][5][6][7], have achieved these valuable characteristics simultaneously. Therefore, the present e-checkbook scheme is more practical and suitable for e-check applications than the existing approaches.…”

mentioning

confidence: 99%

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A Practical and Efficient Electronic Checkbook

Chen

Yeh

Liao

et al. 2009

Journal of Organizational Computing and Electronic Commerce

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Recently, Chen proposed an electronic check scheme, making it possible for payers to attach the desired face value and the payee's identification information to the electronic check while paying. Extending this scheme, we introduce the new concept of an electronic checkbook to meet some practical requirements in e-check applications. First, it allows the payer to attach the desired face value and the payee's account number to the e-check and utilizes a signed e-checkbook to reduce the bank's computation overhead. Second, the new scheme benefits from overcoming problems in the prior scheme: (1) high computation cost of generating digital signatures for the bank; (2) inconvenience caused by a bank's repeated request for a single electronic check for its customers; and (3) maintenance of storage for a set of electronic checks. The security analysis and the advantages examined show that the new scheme works.

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Section: Review Of Chen's Schemementioning

confidence: 99%

Section: Introductionmentioning

confidence: 98%

Section: Introductionmentioning

confidence: 99%

mentioning

confidence: 99%

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A Practical and Efficient Electronic Checkbook

Chen

Yeh

Liao

et al. 2009

Journal of Organizational Computing and Electronic Commerce

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“…It not only increases the turnover of merchant, but also provides more choice and convenience to people surfing over the Internet. In fact, engineers have figured out several payment mechanisms for e-commerce, including micro payment, online credit card payment, electronic cash (e-cash), and electronic check (e-check) [5,14]. Among them, the micro payment system is the most popular one since it is very convenient while people surf on the Internet to purchase something cheap such as books, movies, songs, foods or news.…”

Section: Introductionmentioning

confidence: 99%

A Brand-New Mobile Value-Added Service: M-Check

Lee

Chou

2009

2009 Fifth International Joint Conference on INC, IMS and IDC

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For the explosive development of mobile technologies, mobile stations have become an important role in our daily life. People can use cellular phone not only for communications including message, voice, and video, but also for trade. In this article, we aim to propose a brand-new value-added service for mobile subscribers, M-check. A subscriber can apply the new service to trade with a virtual vendor or perform some business transactions. In addition to preserving the property from physical checks, M-check provides more convenience and flexibility. A subscriber needs not to sustain the risk of physical check loss or damage, and is able to trade with others over the Internet or physical merchant.

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