Efficiency for Indian public sector and private sector banks in India: assessment of impact of global financial crisis

Bapat, Dhananjay

doi:10.1504/ijbpm.2012.047299

Cited by 14 publications

(9 citation statements)

References 19 publications

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“…The population of 42 PSBs and private sector banks in India has been sampled in the present study. Banks have been tools of rapid economic growth in India and their role is attributable to the indispensable role played by the PSBs and private sector banks in India (Bapat, 2012). The scheduled commercial banking structure in India consists of 21 PSBs (where majority of equity stake in the banks is held by the government), 21 private banks (where greater parts of equity stake are held by private shareholders) and 45 foreign banks (banks headquartered outside India, operate through wholly owned subsidiaries or branches).…”

Section: Methodsmentioning

confidence: 99%

Developing a framework for assessing sustainable banking performance of the Indian banking sector

Kumar

Prakash

2019

SRJ

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Purpose Sustainable development has now been recognised as the pivot around which development activities should revolve. Banking is an important component in the same and adoption of sustainable banking practices by various banking institutions is a strong driver to achieve sustainable development. The purpose of this paper is to study the level of adoption of sustainable banking tools and the extent to which banking institutions practice the same in India. In addition, the banking institutions have been ranked and categorised on basis of their sustainable banking performance. Design/methodology/approach The proposed framework focuses on the environmental and social conduct of the banks, who address the issues of sustainability in Indian banking sector. As there is a difference in the economic standards of developed and developing countries, the review of literature helps to figure out the gap in specific frameworks for assessing sustainable banking practices in developing countries. Previous researchers have made an attempt to develop a general framework for assessing the sustainable banking efforts of the banking sector. These studies fall short of indicators on the social dimension of sustainability specifically in the context of less developed countries like India, the social dimensions are is equally a major thrust area along with environmental indicators. Content analysis technique has been used to evaluate sustainable banking performance of the banks and Mann–Whitney U test used to determine the differences in sustainable banking performance of the banks in India. Findings In Indian banking sector, the adoption of the international sustainability code of conduct is still in its nascent stage. The research indicates that sustainability issues which are of the highest priority for the banks are directly related to their business operations such as financial inclusion, financial literacy and energy efficiency, and banks are more focussed on addressing social dimension of sustainability in banking rather than important dimensions of sustainable banking, namely, environmental management, development of green products and services and sustainability reporting. Practical implications The application of the proposed framework reflects the status quo of sustainable banking in India. This study is useful for the banks and all the stakeholders in understanding more about the shortcomings in integrating sustainability issues in banking. Further, the present study also redresses the extant research dearth in the field of sustainable banking in the Indian context. Originality/value This is one of the first studies evaluating the sustainable banking performance of the Indian banking sector.

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Section: Methodsmentioning

confidence: 99%

Developing a framework for assessing sustainable banking performance of the Indian banking sector

Kumar

Prakash

2019

SRJ

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“…While the performance of private‐sector banks was mixed, some banks performed better. Various studies have examined the impact of the global financial crisis and concluded that India, as an emerging country, was in a better position than other developed countries (Bapat, , ; Reddy, Nangia, & Agrawal, ). The present banking landscape is witnessing the entry of banks with different business models.…”

Section: Literature Reviewmentioning

confidence: 99%

Linking strategic orientation with performance: Implication for Indian banks

Bapat

2017

Strategic Change

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While cost orientation is found to be the major antecedent to perceived performance, innovation orientation moderates the relationship between both the competitive orientation and performance, and the customer orientation and performance. This article explores the relationship between strategy and performance in the context of the Indian banking sector. Cost orientation is identified as the major determinant for perceived performance. Innovation orientation moderates the relationship between both the competitive orientation and performance, and the customer orientation and performance. Banks need to reorient the marketing strategy to derive long‐term performance benefits, since too much focus on cost orientation may prevent existing banks adapting to the market.

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“…By studying the distance relationship of the DMUs under the frontier with that of the efficient peer DMU, located on the frontier, one can quickly analyze the scope to enhance the output or limiting the inputs. In recent years, this method has gained the attention of many researchers and academicians, and thus there has been plenty of studies on the theoretical as well as practical applications of DEA (Bapat, 2012;Huguenin, 2013;Klimberg & Ratick, 2008;Silva et al, 2018;Yeh, 1996). Further (Sufian, 2007) stated that one of the major rewards of using the DEA technique for measuring efficiency differentials is that the technique is independent of the sample sizes and can be equally utilitarian for research, which comprises of less data for analysis.…”

Section: Data Envelopment Analysismentioning

confidence: 99%

Trends in Indian Private Sector Bank Efficiency: Non-Stochastic Frontier DEA Window Analysis Approach

Kumar¹,

Anand²,

Batra³

2020

JAFEB

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The study examines the efficiency of private sector banks in India with the help of Window DEA (Data Envelopment Analysis) for a period from 2005 to 2017. With a window of three years, the period was divided into 11 windows. The study outcomes show that 59.9% of all private sector banks in India operate at more than 0.9 level of efficiency, and there are only three occasions when banks were operating at the efficiency value between 0.6 to 0.7. Further, the consistency in the efficiency scores of the banks has also been analyzed using an efficiency mapping matrix, and the mean efficiency score of the bank in each window is studied. The score of standard deviation was interpreted accordingly for these banks. Banks that are showing the highest efficiency scores also have a higher variance of efficiency scores. There was no bank identified in the matrix that promises high-efficiency ratings with low variability. The study concludes that the analysis of the efficiency mapping matrix indicates that, as a DMU escalates in the efficiency scores, the standard deviation reflecting the risk in overall efficiency scores also tends to rise. The findings complement the concept of higher risk to higher return or greater efficiency.

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Efficiency for Indian public sector and private sector banks in India: assessment of impact of global financial crisis

Cited by 14 publications

References 19 publications

Developing a framework for assessing sustainable banking performance of the Indian banking sector

Developing a framework for assessing sustainable banking performance of the Indian banking sector

Linking strategic orientation with performance: Implication for Indian banks

Trends in Indian Private Sector Bank Efficiency: Non-Stochastic Frontier DEA Window Analysis Approach

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