Efficiency Analysis of Mongolian Commercial Banks Based on DEA-Malmquist Index

Abstract

Commercial banks play an important role in the Mongolian financial system. Although Mongolian commercial banks have shown great development in the past two years, the low efficiency of the banking industry is still a problem that has plagued Mongolia's financial industry in a period of time. Therefore, improving the efficiency of commercial banks is the key to the sustainable development of Mongolia's financial industry problem. In order to analyze the operational efficiency of Mongolian commercial banks, this paper is based on the DEA-Malmquist index analysis method for the first time to study the total factor productivity of 13 Mongolian commercial banks in 2013-2017. The results show that: (1) the total factor productivity of Mongolian commercial banks is generally on the rise; (2) the changes in pure efficiency and pure technology are generally on the rise; (3) the changes in the scale factors of Mongolian commercial banks show two trends.

Can Green Finance Reform and Innovation Pilot Zones Promote the Operational Efficiency of Commercial Banks? — Empirical Research Based on 40 Commercial Banks in China

“…Listed commercial banks are more positively affected by the establishment of the green finance reform and innovation pilot zones. As financial institutions, commercial banks primarily generate loans and profits by investing capital and human resources, therefore, this paper is based on the relevant research by Wang (2022) and Liu (2019), applies the production method, set net assets, total assets and total human cost as input variables, while net profit and performing loan balance are selected as output variables. The following model ( 1) is set up to calculate the operational efficiency of commercial banks: (1)…”