Effects of religiosity on consumer attitudes toward Islamic banking in Egypt

Abstract

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Assessment of Consumers’ Religiosity Consciousness of Malaysian Green Personal Care Products

“…Islam is a practical religion which has received increasing importance in today's global economy. Previous studies indicate that religion has a significant impact on attitudes and lifestyles, which later affect the consumers' decision-making behavior (63,64). Due to past literature, which have argued about the strength of religion matters related to individual decision making, this study focuses on its effects on organic personal care products.…”

A Literature Review on the Role of Religiosity in Islamic Banking Adoption

“…In regard to age, the more mature the customer, the more religious the individual and the higher the probability of patronizing an Islamic bank [6], [7]. For gender, males and females have different degrees of religiosity as fewer females are religious while males are equally distributed in the low, moderate, and high religious group, showing a more positive attitude toward Islamic banking, especially in the male and highly religious group [6]. Another interesting result shows that despite the significant influence of religiosity on Islamic banks, most Muslim consumers still patronize conventional banks [7].…”

“…Survey of 500 customers and 10 semi-structured interviews Malaysia [15] Demographic variables such as age, income, gender, and education play a significant role in the relationship between religiosity and Islamic banking adoption [6], [7], [9]. In regard to age, the more mature the customer, the more religious the individual and the higher the probability of patronizing an Islamic bank [6], [7]. For gender, males and females have different degrees of religiosity as fewer females are religious while males are equally distributed in the low, moderate, and high religious group, showing a more positive attitude toward Islamic banking, especially in the male and highly religious group [6].…”

“…Based on the literature review, religiosity has a significant influence on the attitude toward Islamic banking [6] and Islamic banking adoption [7]- [10]. Despite the important role of religiosity in the adoption of Islamic banking, one study shows that Islamic compliance of the Islamic bank, or halalness, is the first criterion for choosing an Islamic bank, showing the high value customers put on religion [8].…”

“…Survey of 500 customers and 10 semi-structured interviews Malaysia [15] Demographic variables such as age, income, gender, and education play a significant role in the relationship between religiosity and Islamic banking adoption [6], [7], [9]. In regard to age, the more mature the customer, the more religious the individual and the higher the probability of patronizing an Islamic bank [6], [7].…”