Effects of gender on credit card usage among university students in Turkey

Çankaya, Serkan; Ucal, Meltem; O’Neil, Mary Lou

doi:10.5897/ajbm11.1313

Cited by 3 publications

(1 citation statement)

References 26 publications

(17 reference statements)

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“…Additionally, researchers found that since respondents have been using credit cards wisely, the use of credit cards would provide supports and will not cause to financial problems in the future. Ucal et al (2011) examined effects of gender on credit card usage among university students in Turkey. They employed both parametric and nonparametric measures to measure the effects of gender on credit card usage.…”

Section: Literature Reviewmentioning

confidence: 99%

Determinants of Customers’ Attitude towards Credit Card Usage: Lessons Learned From Academics in Sri Lanka

Sriyalatha

2016

CSBM

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This study examines the factors that influence the attitude of customers toward utilization of credit cards among academics at the University of Sri Jayewardenepura, Sri Lanka. 236 questionnaires were distributed through Google forms among academics in the Faculty of Management Studies and Commerce and 94 respondents have replied questionnaire back. Sample of the study is selected based on purposive sampling method.The factors which are included in this study are availability of information, perceived usefulness, and characteristics of card issuers, general satisfaction and card use intension. Multiple regression analysis is used to determine the most contributory factor that best predict the attitude toward using credit cards. According to the results of the study the most influential variable on attitude towards credit card usage is card used intention followed by perceived usefulness and availability of information. The most influential variable is explained 47.4% of the variation in the attitude towards usage of credit cards and the adjusted R 2 also indicates that the model has good fit: 52.5% variation in attitude towards credit card usage is explained by estimated regression equation.

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Section: Literature Reviewmentioning

confidence: 99%

Determinants of Customers’ Attitude towards Credit Card Usage: Lessons Learned From Academics in Sri Lanka

Sriyalatha

2016

CSBM

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Association Between Demographic Factors and Attitude Towards Credit Card Usage, Among the Households in Karaveddy Divisional Secretariat in Jaffna District - Sri Lanka

Athiyaman

Subramaniam

2018

Int. J. Res. Granthaalayah

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Technological developments play a significant role in accelerating economic development of nations. One of the important evidence for the above statement is the payment system using the card. This payment instrument is called as credit card. The credit card, also referred to as "plastic money" represents a contemporary payment system in the modern world. It can be stated as a payment tool that provides to the people the possibility of purchasing needed goods or services, without making any payment at that moment of purchase, by allowing them to make such payment at a later time, without charging any additional financial burden.

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A Field Study on the Determination of the Credit Card Users’ Awareness Of the Products/Services Offered with Credit Cards: Turkey Case

Kizgin

Karaosmanoğlu²,

Hiz³

et al. 2013

IJBM

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One of the most powerful tools in helping businesses so as to gain a competitive edge is to produce innovative products. In order to emphasize the importance of innovation, the credit cards market has been selected in this article. The innovative products and services offered to credit card users by the banks have been investigated and discussed in an academic debate in this field. A questionnaire applied to 402 persons as to determine the credit card consumers' use levels and awareness of credit card use in Turkey, and of an innovative product/service applications along with the credit cards.The data conducted from this questionnaire, considering Garanti Bankası, Yapı Kredi Bankası, Akbank, İş Bankası credit card users, were processed in One-way Anova and Logistic Regression analysis. According to the results conducted, Akbank card users compare to other bank card users, in terms of product/service awareness, were noticed to have a higher level of awareness; income, gender, the variables such as duration and amount of card use were found to be statistically significant in terms of logistic regression models.

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Effects of gender on credit card usage among university students in Turkey

Cited by 3 publications

References 26 publications

Determinants of Customers’ Attitude towards Credit Card Usage: Lessons Learned From Academics in Sri Lanka

Determinants of Customers’ Attitude towards Credit Card Usage: Lessons Learned From Academics in Sri Lanka

Association Between Demographic Factors and Attitude Towards Credit Card Usage, Among the Households in Karaveddy Divisional Secretariat in Jaffna District - Sri Lanka

A Field Study on the Determination of the Credit Card Users’ Awareness Of the Products/Services Offered with Credit Cards: Turkey Case

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