E-Banking: The Emerging Trend

Abstract

Indian banking sector is one of the fastest growing sector in India. Post globalization period private banks and foreign banks entered in this sector and stimulated the competition. Information technology completely changed the picture of Indian banking industry. Private and foreign banks adopted new ways of delivering services to its customers. Electronic transactions are adopted instead of traditional banking. This was the tuff time for Indian public sector banks to maintain their customer base. After this situation arise, RBI took various initiatives to introduce information technology regulations for Indian banking sector and did mandatory for banks to adopt E-banking. In present scenario it is important to study the Indian banking industry and especially public sector banks in India. In this study, attempt is made to study about world banking sector and then Indian banking sector right from its evolution to the present day situation.

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