“…Given that taking DE courses may deter students of color from incurring student loan debt, equal access to DE courses carries important implications for conversations regarding how to reduce student loan debt. Across individual states, White students participated in DE courses at about twice the rate of Black and Hispanic/Latinx students (Fink, 2021; Pretlow & Wathington, 2014; Roach et al, 2015; Young et al, 2013). Further research should continue to explore how policies at varying levels can incentivize equal access to DE programs, particularly among students of color.…”