Drivers of credit union penetration: An international analysis

Adusei, Michael; Adeleye, Bosede Ngozi; Okafor, Anthony

doi:10.1002/mde.3267

Cited by 12 publications

(14 citation statements)

References 39 publications

(62 reference statements)

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“…The elasticities range from −0.051 to −0.165 with outward FDI having the largest elasticity. These suggest that capital flows reduce the volume of non-performing loans in these economies (Adusei and Adeleye, 2020; Adusei et al , 2020). On the control variables, the inflation rate shows a consistent and statistically negative relation to financial stability.…”

Section: Resultsmentioning

confidence: 99%

Effect of capital flows on financial stability in middle-income countries

Ebire

Ullah

Adeleye

et al. 2021

JFRC

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Purpose This study aims to examine the effect of various forms of capital flows on financial stability in middle-income countries from 2010 to 2017 using the World Bank economy classifications of 121 economies. Design/methodology/approach Panel spatial correlation consistent approach was used in this study. Findings The findings provide convincing evidence that in middle-income countries, capital flows are positive and significant predictors of financial stability and that financial systems in advanced economies are more stable than those of emerging and developing countries. However, outward foreign direct investments are shown to have the largest potential for ensuring financial stability. Originality/value Globalization has fostered financial integration of nations, which is manifested in capital flows from lower-income countries to middle-income and upper-income countries and vice versa. These flows can lead to financial instability if not properly controlled. The authors show how the various forms of capital flows affect the financial stability in middle-income countries.

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Section: Resultsmentioning

confidence: 99%

Effect of capital flows on financial stability in middle-income countries

Ebire

Ullah

Adeleye

et al. 2021

JFRC

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“…e search was carried out in October 2021, and since this study collects the bibliographic production of each year in its entirety, no bibliographic record corresponding to 2021 was included. For illustrative purposes, the lower interval of the established period (1936) is represented by "Rural cooperative credit unions" [6], while among the items forming the upper interval (2020), we can find "Drivers of credit union penetration: An international analysis" [115]. Note that this bibliometric study covers practically half of the years that have elapsed since the movement's founding in 1844 to the present day.…”

Section: Methodsmentioning

confidence: 99%

Longitudinal Study of Credit Union Research: From Credit‐Provision to Cooperative Principles, the Urban Economy and Gender Issues

2022

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Credit unions are one of the most widely established corporate entities in the financial systems of most of the world’s nations. Their historical support to the financing needs of small savers, as well as their assimilation into the framework of contemporary microfinance, gives them an important specific weight in the economic-financial literature of our time. In this sense, our research has carried out a systematic review of the main contributions (articles in scientific journals) focused on the area of credit unions over the period 1936–2020, using Scopus and WoS as bibliographic databases. In summary, the main countries, journals, authors, articles, and the main collaborative research networks at the level of authors or countries have been analyzed. In the same way, the implementation of strategic diagrams based on Callon’s procedure has facilitated the classification of the most important terms linked to financial cooperativism, which has served to detect future lines of research related to the terms (among others): asymmetric-information, capital-provision, cooperative-principles, customer-reduction, gender-issues, neoinstitutionalism, poverty, and urban-economy.

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“…Other control variables used in the robustness analysis are the public governance indicators obtained from the World Governance Indicators. The institutional environment of an MFI may significantly predict its ability to attract clients with some implication for its financial performance (Adusei et al, 2020). Based on institutional theory, governance indicators are expected to drive the financial performance of MFIs positively.…”

Section: Methodsmentioning

confidence: 99%

The liquidity risk–financial performance nexus: Evidence from hybrid financial institutions

Adusei

2021

Manage Decis Econ

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This paper uses a sample of 532 microfinance institutions (MFIs) in 73 countries to investigate the effect of liquidity risk on the financial performance of MFIs and also enquires whether this effect changes in the presence of credit risk. It observes that liquidity risk exhibits a robust negative and statistically significant effect on the financial performance of MFIs. However, in the presence of credit risk, this negative effect transmutes into a positive effect. The paper also observes that in the presence of liquidity risk, credit risk impacts the financial performance of MFIs positively.

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Drivers of credit union penetration: An international analysis

Cited by 12 publications

References 39 publications

Effect of capital flows on financial stability in middle-income countries

Effect of capital flows on financial stability in middle-income countries

Longitudinal Study of Credit Union Research: From Credit‐Provision to Cooperative Principles, the Urban Economy and Gender Issues

The liquidity risk–financial performance nexus: Evidence from hybrid financial institutions

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