Does bank ownership affect relationship lending: A developing country perspective

Rahman, Ashiqur; Belás, Jaroslav; Rosza, Zoltan; Klieštik, Tomáš

doi:10.14254/2071-8330.2017/10-1/20

Cited by 7 publications

(6 citation statements)

References 31 publications

(43 reference statements)

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“…The economic development paradigm change presupposes the initial condition change for existence of socio-ecological-economic system, which will radically affect the subsequent evolution of the system and the entire organizational structure of society. In this case, it seems appropriate, in our opinion, to use the quality economics methodology, which is distinguished by interdisciplinary and comprehensive scientific approach [18,19].…”

Section: Resultsmentioning

confidence: 99%

Global Challenges of the Modern Paradigm of Economic Development

2021

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Research background: The basis of the long-term sustainable movement of society forward is the paradigm of economic development as a set of scientific achievements, which for a certain period of time are recognized as the basis for the development of scientific and practical activities of the society. The paradigm of market relations is increasingly unable to solve vital problems for society and the economy, such as growing social stratification of the population, an increase in anthropogenic pollution of the biosphere, disruption of the normal functioning of ecosystems and a number of other equally important problems on a global scale. Purpose of the article: The goal set by the authors is to conduct a study of the sustainability of the modern paradigm of economic development in the face of global challenges. Methods: The authors carried out a systematic analysis of economic development in the face of global challenges. A new look at the relationship “global challenges - global actions” is proposed. Findings & Value added: The article presents the author’s view on the manifestations of the crisis of the modern development paradigm, based on the correlation of global challenges and global actions.

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Section: Resultsmentioning

confidence: 99%

Global Challenges of the Modern Paradigm of Economic Development

2021

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“…Karsen et al in their research stated that the existence of a mobile payment system in the form of loan-based crowd funding plays an important role in electronic and cellular trading activities in Indonesia. The study in Bangladesh stated that MSMEs that do not have collateral and their assets are less likely to be rejected by the bank [22]. In South Africa, many banks have decided to revoke the policy of providing loans to MSMEs that are experiencing a business crisis and losses, on the other hand, on the other hand, the decision to provide credit for business capital is very necessary for MSMEs in developing their businesses.…”

Section: Resultsmentioning

confidence: 99%

Financing Analysis of Loan-Based Crowd Funding on Medium Small Micro Enterprises

Dewanti¹,

Septyaningtyas²,

Yuliansyah³

et al. 2021

Proceedings of the 2nd Annual Conference on Social Science and Humanities (ANCOSH 2020)

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This study aims to determine the results of analysis Loan-Based Crowd funding on MSMEs in several countries on helping MSMEs obtain capital loans without a series of difficulties in administration and regulations. So, it can be used as a consideration for the government in making policies that can be applied in Indonesia. In this study, references from journal articles analyze to solve the problem. In this study, using references from journal articles analyzed to solve the problem. This research shows that loan-based crowd funding can be of positive value for business actors with the ease of making loans to maintain and develop the business.

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“…Analyzing the integral assessment of Ukrainian banks and individual data in Table 5 (aggregate assets, equity and profits), one can state that efficiency of a bank does not depend on the scale of its activities. This indicates that proper management, a balanced structure of assets and liabilities of the bank, the quality of capital, and not its size, cost-effective credit and investment activities provide an efficient and low-risk work of the bank (Rahman, 2017).…”

Section: Resultsmentioning

confidence: 99%

Risk-oriented integral assessment of the Ukrainian banks effectiveness

Rubakha

Tkachyk

Zamaslo

et al. 2019

Banks and Bank Systems

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Ensuring efficiency improvement of banks is a priority task for Ukrainian banking system at the stage of creating the developed financial sector of economy. The study of a bank performance, which takes into account a risk factor of banking business, is particularly relevant due to the need to ensure competitiveness and stability of both individual banks and the banking system as a whole.The aim of this article is to develop a methodology for integral evaluation of the Ukrainian banks according to the efficiency and risk criteria. Ratio analysis, mathematical methods, comparison and grouping, synthesis, table, matrix and graphic methods make the methodological basis of the research. The object of the analysis is the activities of Ukrainian banks.The study was conducted to elaborate a method for risk-oriented integral estimation of efficiency of the banks functioning. One can state that high efficiency and low risk of a bank's work do not depend on the volume of assets, equity and profit for Ukrainian banks.The analysis made it possible to evaluate the strategies for the development of Ukrainian banks. The vast majority of Ukrainian banks have chosen a moderate strategy in the context of balancing the efficiency and riskiness of their activities.According to the results of factor analysis using Raiffeisen Bank Aval as an example, the main factors of gross profit growth were determined as increase in bank profitability and expansion of its active operations volume relative to its own capital.Mariya Rubakha (Ukraine), Lesia Tkachyk (Ukraine), Olha Zamaslo (Ukraine), Olesya Irshak (Ukraine) Risk-oriented integral assessment of the Ukrainian banks effectiveness

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Does bank ownership affect relationship lending: A developing country perspective

Cited by 7 publications

References 31 publications

Global Challenges of the Modern Paradigm of Economic Development

Global Challenges of the Modern Paradigm of Economic Development

Financing Analysis of Loan-Based Crowd Funding on Medium Small Micro Enterprises

Risk-oriented integral assessment of the Ukrainian banks effectiveness

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