Do more health insurance options lead to higher wages? Evidence from states extending dependent coverage

Dillender, Marcus

doi:10.1016/j.jhealeco.2014.03.012

Cited by 40 publications

(34 citation statements)

References 17 publications

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“…The mandate could have been ineffective in reducing job lock, or job lock could have been negligible among this age group in the first place. Other researchers have found that the mandate had statistically and economically significant effects on labor supply (Depew 2014;Akosa Antwi et al 2013) and education and wages (Dillender 2014), suggesting that the mandate was generally effective and did not reduce job lock only because there was little to reduce. Alternatively, we could be finding a small estimated overall effect because the dependent coverage mandate affected only some groups while having no effect on others.…”

Section: Robustness and Heterogeneous Effectsmentioning

confidence: 99%

Employer‐provided Health Insurance and Job Mobility: Did the Affordable Care Act Reduce Job Lock?

Bailey

Chorniy

2015

Contemporary Economic Policy

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Many have argued that concerns over health insurance reduce labor market mobility in the United States, causing a "job lock" effect. We take advantage of the novel natural experiment created by the Affordable Care Act's dependent coverage mandate to estimate the magnitude of the job lock effect for young adults. Using the 2008-2013 Current Population Survey and a difference-in-difference research design, we find that the expansion of dependent coverage did not increase job mobility, suggesting that job lock is not a major concern for young adults. (JEL J62, I13, I18)

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Section: Robustness and Heterogeneous Effectsmentioning

confidence: 99%

Employer‐provided Health Insurance and Job Mobility: Did the Affordable Care Act Reduce Job Lock?

Bailey

Chorniy

2015

Contemporary Economic Policy

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“…The United States' high uninsured rate had negative consequences for uninsured Americans, who experienced greater financial insecurity, barriers to care, and odds of poor health and preventable death; for the health care system, which was burdened with billions of dollars in uncompensated care; and for the US economy, which suffered, for example, because workers were concerned about joining the ranks of the uninsured if they sought additional education or started a business. [11][12][13][14][15][16] Beyond these statistics were the countless, heartbreaking stories of Americans who struggled to access care because of a broken health insurance system. These included people like Natoma Canfield, who had overcome cancer once but had to discontinue her coverage due to rapidly escalating premiums and found herself facing a new cancer diagnosis uninsured.…”

Section: Impetus For Health Reformmentioning

confidence: 99%

United States Health Care Reform Progress to Date and Next Steps

Obama

2016

Obstetrical &Amp; Gynecological Survey

193

283

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(Abstracted from JAMA 2016;316(5):525–532) The economy, federal budgets, and the financial well-being of American families are all impacted by health care costs. To combat the issues of the rapid rise in health care costs as well as to address the issue of a significant proportion of the population being uninsured, the Affordable Care Act (ACA) was the most important health care legislation enacted in the United States since the creation of Medicare and Medicaid in 1965.

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“…Beginning in the mid-1990s, several states began experimenting with dependent coverage mandates to address the high uninsurance rate without requiring a large increase in public spending. By 2010, over thirty states had implemented some form of the dependent coverage mandate (Akosa Antwi, Moriya, and Simon 2013;Dillender 2014;Monheit et al 2011;Levine, McKnight, and Heep 2011;National Conference of State Legislatures 2016). However, these mandates suffered from several limitations.…”

Section: Background and Contextmentioning

confidence: 99%

Health Insurance and Human Capital: Evidence from the Affordable Care Act's Dependent Coverage Mandate

Lopoo

Raissian²

2018

Journal of Health Politics, Policy and Law

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Prior to 2010, young adults between the ages of 18 and 34 had the highest rates of uninsurance in America. The "Dependent Care Provision" of the Affordable Care Act sought to increase insurance rates among young adults by allowing them to stay on their parents' policy until age 26. We examine the human capital decisions young adults make once they have an option for health insurance outside of employersponsored health insurance. Using the American Community Survey from 2001 to 2016 and a difference-in-differences research design, we found that the implementation of the mandate was associated with a 3-5 percent increase in college enrollment among women 23-25 years of age. This result is robust to a variety of specifications. We did not find a consistent effect among men. Our results suggest that increased flexibility in health insurance markets has implications for human capital investment.

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Do more health insurance options lead to higher wages? Evidence from states extending dependent coverage

Cited by 40 publications

References 17 publications

Employer‐provided Health Insurance and Job Mobility: Did the Affordable Care Act Reduce Job Lock?

Employer‐provided Health Insurance and Job Mobility: Did the Affordable Care Act Reduce Job Lock?

United States Health Care Reform Progress to Date and Next Steps

Health Insurance and Human Capital: Evidence from the Affordable Care Act's Dependent Coverage Mandate

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