“…As seen in Figure 17, expressions belonging to the group "Regulatory and Compliance" in 12 papers [22,23,28,30,31,[37][38][39]41,46,48,49], the "Operational Challenges" in 11 papers [19][20][21][22]28,36,37,39,47,50,51], the "Technical Challenges" in 10 papers [18,20,23,25,29,36,38,40,47,48],the "Financial Risks" in 7 papers [22,23,26,27,32,40,43] and the "Security and Privacy" in 5 papers [19,23,25,26,38] are included.…”