Disruptive Finance

The welfare effects of mobile broadband internet: Evidence from Nigeria

“…In terms of the mechanisms through which the internet can enable welfare improvements, the literature is somewhat more extensive. For instance, studies have found the internet can improve labor market outcomes (Paunov and Rollo 2014;Fernandes et al 2019;Chun and Tang 2018;Viollaz and Winkler 2020) and the functioning of rural markets (Kaila and Tarp 2019;Goyal 2010;Ritter and Guerrero 2014;Salas-Garcia and Fan 2015), specifically regarding price information, access to inputs and consumers (Aker and Mbiti 2010;Aker 2011;Debo and Van Ryzin 2013) and access to capital markets (Hasbi and Dubus, 2019;Alibhai et al 2018). Some studies have also looked at heterogenous impacts, finding for example stronger wage effects for low-income households (De los Rios 2010; Klonner and Nolen 2010;Marandino and Wunnava 2014) and female workers benefitting from employment effects (Menon 2011).…”

Determinants and Welfare Impacts of Mobile Internet Adoption in African Countries

“…;Aker and Mbiti 2010;Debo and van Ryzin 2013), access to labor(Chun and Tang 2018;De los Rios 2010;Fernandes et al 2019;Guerrero and Ritter 2014;Hjort and Poulsen 2019;Klonner and Nolen 2010;Marandino and Wunnava 2014;Paunov and Rollo 2015;Viollaz and Winkler 2020), and capital markets(Alibhai et al 2018;Hasbi and Dubus 2020).2The data points in this sentence and the next paragraph are taken from GSMA Intelligence (dashboard), Global System for Mobile Communications (GSM Association), London, accessed May 2022, https://www.gsmaintelligence.com/.3 Only South Asia had a larger usage gap in 2020, at 61 percent (GSMA 2021).3 DETERMINANTS AND WELFARE IMPACTS OF MOBILE INTERNET ADOPTION IN AFRICAN COUNTRIES <<<…”

Promoting Female Labor Force Participation

“…It is worth mentioning that recent literature is exploring promising and innovative ways around the credit constraint, such as the use of psychometric data as collateral (seeAlibhai et al, 2018 for instance).…”