“…Eighty percent of the data is used in the 10-fold cross-validation and the whole of the remaining 20% of your data is unseen to the model (as the test set and validation set) [ [20] , [21] , [22] , [23] , [24] , [25] , [26] , [27] , [28] , [29] , [30] , [31] ] to test the model and another portion to test it. The prediction error from Equation One is then estimated using cross-validation as follows: …”