Digitizing Zakat Collection through the E-payment System

Abstract

This country has enormous zakat potential, the figure reaching 330 trillion per year. However, the realization is still far from what is expected and does not even reach 5% of the existing potential. Zakat is a financial instrument in Islam that is able to break the chain of poverty and distribute wealth properly. Zakat is able to provide positive significance in economic growth and elevate human dignity. The large population and wide area of Indonesia, apart from being a potential, also have obstacles in collecting zakat, which has been done using conventional methods. For this reason, researchers conducted research on the extent to which digitization of zakat collection through the epayment system has played a role so far. The method used in this research is a qualitative research method with the type of library research and secondary data sources obtained from journals, books, previous research and websites that have good credibility. The results of this study describe a significant increase in zakat funds collected through electronic zakat payments. The e-payment system in collecting zakat has been proven to provide comfort, security, flexibility in time and place, efficiency, and is effective for muzakki in distributing zakat payments.

Peran dan Potensi Digitalisasi Manajemen Zakat: Sebuah Systematic Literature Review

“…Mekanisme dan proses penghimpunan zakat saat ini tengah mengalami pergeseran sesuai arah perkembangan zaman, yaitu melalui pemanfaatan teknologi digital (Syahputra & Mukhtasar, 2021). Digitalisasi zakat sangat diperlukan tidak hanya untuk meningkatkan efisiensi dan efektivitas serta maksimalkan potensi pengumpulan, namun juga pendistribusian dan pendayagunaan zakat oleh Organisasi Pengelola Zakat (OPZ) (Listiana et al, 2022).…”

The Influence of Digitalization and Knowledge on People’s Interest in Paying Zakat the Pandemic Era

“…Reinforced by research by Muhammad Syafi Antonio et al [28], which states that digital services and socialization of zakat through social media influence the interest of muzakki in paying zakat. The results of research by Syahputra [29], which states that digital zakat affects people's interest in paying zakat with the e-payment system providing convenience for the community in distributing Zakat. The results of this study show that the use of technology is very easy for people to pay their zakat.…”

Understanding muzaki adoption of digital zakat payments in Indonesia

“…One of them is that online zakat payment platforms are not widely utilized by the public, especially when compared to the number of individuals who still make zakat payments in the traditional offline manner. The factors influencing the acceptance and usage of these platforms need to be further understood to maximize their benefits in improving zakat distribution and community welfare (Abdullah et al, 2023;Syahputra & Mukhtasar, 2021).…”