Digital Financial Needs of Micro-entrepreneur Women in Pakistan

Mustafa, Maryam; Mazhar, Noor; Asghar, Ayesha; Usmani, Maryem Zafar; Razaq, Lubna; Anderson, Richard

doi:10.1145/3290605.3300490

Cited by 26 publications

(8 citation statements)

References 21 publications

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“…A more plural approach to the design of financial technologies is required, especially as economic transactions are increasingly embedded and represented directly within digital platforms and networks. In addition to studies of mobile money [25,51,55], virtual currencies [10,42,73,74] and cryptocurrencies [23,48,56,62] , a wealth of recent research highlights how 'money talks' [5,36], and how transactional data about payments can be deeply social and communicative [1,59,65]. The rise of digital gifting on live-streaming platforms exemplifies the potentially playful and social nature of transactions that are entirely contained within a platform ecosystem.…”

Section: Special Digital Monies and Transactional Attributesmentioning

confidence: 99%

Creative Transactions: Special Digital Monies in ‘Break Kickstarter’ Crowdfunding Campaigns

Elsden

Morgan

Speed

2021

Proceedings of the 2021 CHI Conference on Human Factors in Computing Systems

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This paper conceptualizes 'creative transactions' -payment for creative work -as a rich site for the study, design and innovation of new financial technologies, and 'special digital monies'. For most, creative labor remains highly precarious and underfunded and those working in the creative industries frequently rely on diverse forms of funding for their work. As a case study, we draw on a corpus of 87 'Break Kickstarter' crowdfunding campaigns, where project creators were encouraged to break conventions and "rethink what a Kickstarter campaign can be". By studying how these innovative projects broke fundraising conventions and experimented with the transactional attributes of a Kickstarter campaign, we show how they reconfigured the payment for creative work, and developed new relations between creators and their audiences. Drawing on these analyses, we derive new ideas and opportunities for the design of special digital monies to support novel creative transactions beyond crowdfunding campaigns.CCS Concepts: • Human-centered computing → Interaction design theory, concepts and paradigms; Empirical studies in interaction design.

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Section: Special Digital Monies and Transactional Attributesmentioning

confidence: 99%

Creative Transactions: Special Digital Monies in ‘Break Kickstarter’ Crowdfunding Campaigns

Elsden

Morgan

Speed

2021

Proceedings of the 2021 CHI Conference on Human Factors in Computing Systems

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“…The snack video application has been widely used in other areas, not only among adults or employees but also widely used among students, using the application from this video snack can provide income to buy goods that are a need or desire for its users, such as electronic needs, fashion and the others (Alghofiki, 2021). Getting money from this application can be easily done by all people by participating in events provided by the application, such as watching videos, becoming content creators and inviting users who have never used this video snack application (Duscher et al, 2013;Islam et al, 2010;Mustafa et al, 2019).…”

Section: Introductionmentioning

confidence: 99%

Application Education as a Place to Increase Community Income During the Covid-19 Pandemic in Parungponteng

Saputra

2021

IJRCS

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Blood clams (Anadara granosa) are endemic clams found in Southeast Asia and East Asia. Blood clams are widely consumed by the public as seafood dishes in coastal food stalls. The great potential of blood clams will increase the waste of clam shells produced. The accumulation of shellfish waste will cause pollution and reduce environmental aesthetics. The chitin content in blood clam shells can be used as chitosan. Chitosan is a polymer of -(1-4) glucosamine which is formed when the acetyl group in chitin is substituted by hydrogen to become an amine group. Chitosan has antibacterial and antifungal properties. Isolation of chitosan was carried out through the stages of demineralization, deproteination, and deacetylation. The limited use of laboratories during the pandemic is a major obstacle in the isolation process of chitosan. This study aims to process blood clam shell waste into chitosan in a simple way on a home scale. Processing includes deproteination, demineralization, and deacetylation were done using tools and materials available at home. Laboratory equipment such as beakers could be replaced with pots, the reflux process was replaced by using a cloth to filter, and measuring cups were replaced with glasses. The research used 1500 grams of blood clam shell powder and produced 1050 grams of white chitosan with a slightly hard texture.

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“…There is, however, growing agreement that the impact of ICTs in the Global South is not gender neutral but amplifies the existing gender inequalities within these countries. 2,7 This is also true for Pakistan and India, where most ICT interventions deployed have largely ignored the unique needs of the female Pakistani (48.63%) and Indian populations (48.53%). Multi-country research on the impact of ICTs reveals their great potential for bringing about positive socioeconomic change and gains in economic growth.…”

mentioning

confidence: 99%

“…Unlike the developed world, mobile banking in Pakistan must account for phones as shared resources, secret/hidden financial transactions (women hide money from family/spouse), flexible and self-determined savings, and loan and dowry dynamics. 7 In the Western context, mobile phones are considered and designed for use as personal devices, unlike Pakistan where only 39% of women own mobile phones. 7 Another crucial area where ICTs have great potential for impacting women's lives is healtha See http://bit.ly/2KE9Ma1 b See http://bit.ly/2F1omVE I NFORMATION AND COMMUNICATION technology (ICT) interventions are increasingly being used in developing countries to enable economic growth, employment, and empowerment.…”

mentioning

confidence: 99%

“…7 In the Western context, mobile phones are considered and designed for use as personal devices, unlike Pakistan where only 39% of women own mobile phones. 7 Another crucial area where ICTs have great potential for impacting women's lives is healtha See http://bit.ly/2KE9Ma1 b See http://bit.ly/2F1omVE I NFORMATION AND COMMUNICATION technology (ICT) interventions are increasingly being used in developing countries to enable economic growth, employment, and empowerment. There is, however, growing agreement that the impact of ICTs in the Global South is not gender neutral but amplifies the existing gender inequalities within these countries.…”

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confidence: 99%

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