2023
DOI: 10.1016/j.heliyon.2023.e19731
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Digital financial inclusion and quality of economic growth

Wenzhi Xi,
Yingdong Wang
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Cited by 10 publications
(5 citation statements)
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“…Through a data study of fixed observation points in rural regions, Gai et al [14] found that the degree of misallocation of agricultural land resources is increasing year by year, and land transfer can affect the allocation efficiency of land resources, while digital technology is the new kinetic energy to empower rural land transfer [15]. Xi [16] pointed out that the long-term extensive economic growth mode resulted in the low efficiency of resource allocation. In the context of the prominent problem of resource mismatch, the development of the Internet can improve the situation of resource mismatch, and also alleviate the situation of resource mismatch through marketization, financial markets, and opening up to the outside.…”
Section: Literature Review and Discussionmentioning
confidence: 99%
“…Through a data study of fixed observation points in rural regions, Gai et al [14] found that the degree of misallocation of agricultural land resources is increasing year by year, and land transfer can affect the allocation efficiency of land resources, while digital technology is the new kinetic energy to empower rural land transfer [15]. Xi [16] pointed out that the long-term extensive economic growth mode resulted in the low efficiency of resource allocation. In the context of the prominent problem of resource mismatch, the development of the Internet can improve the situation of resource mismatch, and also alleviate the situation of resource mismatch through marketization, financial markets, and opening up to the outside.…”
Section: Literature Review and Discussionmentioning
confidence: 99%
“…Even after controlling income and education, individuals with higher financial literacy scores are more likely to hold formal and informal savings than those with lower financial literacy scores (Morgan and Long 2020). The depth of digital finance usage is measured by specific services used by users, like payment, credit, fund management, insurance, and investment (Xi and Wang 2023). Kass-Hanna et al (2022) demonstrates that both financial and digital literacy are crucial elements in fostering inclusion and financial resilience.…”
Section: Financial and Digital Literacy Of Consumers And Financial In...mentioning
confidence: 99%
“…Quality Economic Growth (Pertumbuhan Ekonomi yang Berkualitas) adalah konsep yang menekankan pentingnya tidak hanya pertumbuhan ekonomi yang cepat, tetapi juga pertumbuhan yang berkelanjutan, inklusif, berkeadilan, dan berdampak positif pada kesejahteraan masyarakat secara keseluruhan (Xi & Wang, 2023).…”
Section: Kajian Teori Pertumbuhan Ekonomi Yang Berkualitasunclassified