Digitainability and Financial Performance: Evidence from the Serbian Banking Sector

Stefanović, Nikola; Barjaktarović, Lidija; Bataev, Alexey V.

doi:10.3390/su132313461

Cited by 18 publications

(19 citation statements)

References 24 publications

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“…Oleh karena itu, bank yang tidak memfokuskan penggunaan capitalnya untuk perputaran moneternya tidak dapat meningkatkan kinerja keuangan. Menurut Stefanovic et al, (2021), penggunaan capital perbankan banyak digunakan untuk mengevaluasi sistem digitalisasi keuangan perbankan, sehingga bank banyak menggunakan capitalnya untuk mengevaluasi risiko kegagalan sistem digitalisasi keuangan. Capital bank yang digunakan untuk digitalisasi akan menyebabkan bank menerima keuntungan secara jangka Panjang.…”

Section: Capital Berpengaruh Positif Terhadap Kinerja Keuangan Bank Umumunclassified

Apakah GCG Memoderasi Pengaruh Earning Dan Capital Terhadap Kinerja Keuangan Bank Umum?

Pronosokodewo

Adhivinna

Nusron

2023

jaa

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Kegiatan operasi/bisnis pada bank umum berfokus pada pengoptimalan pendapatan (earnings) dan pengelolaan penggunaan modal (capital). Oleh karena itu, penerapan GCG pada bank umum menitikberatkan pada pengoptimalan pendapatan (earnings) dan pengelolaan penggunaan modal (capital). Penelitian ini menggunakan metode purposive sampling yang menghasilkan sampel sesuai dengan kriteria yaitu sebesar 18 perusahaan perbankan. Penelitian ini menggunakan metode SEM-PLS dengan alat statistik WarpPLS yang menguji hipotesis menggunakan path analysis. Hasil uji hipotesis menunjukkan bahwa earnings berpengaruh positif terhadap kinerja keuangan didukung, capital berpengaruh positif terhadap kinerja keuangan tidak didukung, GCG memoderasi pengaruh earnings terhadap kinerja keuangan tidak didukung, dan GCG memoderasi pengaruh capital terhadap kinerja keuangan didukung.

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Section: Capital Berpengaruh Positif Terhadap Kinerja Keuangan Bank Umumunclassified

Apakah GCG Memoderasi Pengaruh Earning Dan Capital Terhadap Kinerja Keuangan Bank Umum?

Pronosokodewo

Adhivinna

Nusron

2023

jaa

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“…However, according to a study of Chinese banks, it can potentially improve productivity in companies with relatively small assets. In another study by Stefanovic et al (2021), the relationship between digitalization and sustainable development in the Serbian banking sector showed that digitalization positively affects banks' return on equity and helps banks remain profitable even under the conditions of the global COVID-19 pandemic. Finally, Do et al (2022) found that digital transformation has a positive effect on the work of Vietnamese commercial banks, and the strength of the positive influence is directly proportional to the scale of the bank.…”

Section: Economic Growth Banks' Credit To Private Sector and Digitali...mentioning

confidence: 99%

Banks' credit to the private sector and economic growth in Nigeria: The moderating role of digitalization

Amali

Alymkulova

Ejila³

2023

JGEB

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Inspired by the desire to take a unique trajectory with the greater goal of new knowledge addition, this study examined the moderating effect of digitalization on the triangular relationship between digitalization, banks’ credit to private sector and economic growth in Nigeria for 2009 – 2021. The highly debatable direction of the relationship between credit to the private sector and economic growth in Nigeria has remained unresolved; by throwing digitalization in the mix, this study seeks to ascertain if there is a substantial shift in the direction of the subsisting argument with refence to Nigeria. The Autoregressive Distributed Lag (ARDL) approach was applied due to the mixed order of integration results obtained from the Unit Roots Test, which accounted for some structural breaks. For this study, the long-run results carry more prominence than the short-run since there is inherent room for adjustments. The empirical results show that private sector credit has a positive and significant impact on economic growth in Nigeria in the short run. However, in the long run, credit to private sector has a positive and insignificant impact on economic growth in Nigeria. The results also revealed that ddigitalization does not moderate the effect of banks' credit to the private sector on economic growth in Nigeria for the period reviewed. Because of the strategic role of financial intermediation played by deposit money banks, the paper supports the ongoing efforts of the Central Bank of Nigeria (CBN) in deepening the integration of digitalization into the financial services sector.

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“…Kane et al [15] defined DT as a process of promoting technology adaptation by individuals, businesses, society, and countries, as well as the total social change caused by digitalization. Some researchers [24][25][26]35,36] defined DT from an organizational perspective, while others [27,[37][38][39] defined DT from a social perspective.…”

Section: Literature Review 21 Definition Of Digital Transformationmentioning

confidence: 99%

Determinants for Successful Digital Transformation

Kho

Choi

et al. 2022

Sustainability

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The proliferation of innovative digital technology is changing the industrial ecosystem; thus, companies should have the ability to adapt to the new environment. However, the success rate of digital transformation (DT) is still low, and there is a need to know its success determinant factors. This study aims to examine factors that affect DT’s personal and social acceptance and empirically verify whether they actually affect it. Success factors and risk factors affecting the adoption of DT were identified from the literature review. The study collected data from 100 employees working for Korean financial institutions to statistically analyze and identify the determinant factors affecting successful DT. The results show that planned behavioral factors and innovative characteristics have a positive effect on DT acceptance attitude and that DT acceptance attitude has a positive effect on personal acceptance of DT. This study makes both theoretical and practical contributions. It distinguishes acceptance of innovation in two ways: individual acceptance and social acceptance, which has not been done in previous studies. It presents useful insights and understanding for those interested in transforming their organization with new technology by suggesting successful DT determinant factors.

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Digitainability and Financial Performance: Evidence from the Serbian Banking Sector

Cited by 18 publications

References 24 publications

Apakah GCG Memoderasi Pengaruh Earning Dan Capital Terhadap Kinerja Keuangan Bank Umum?

Apakah GCG Memoderasi Pengaruh Earning Dan Capital Terhadap Kinerja Keuangan Bank Umum?

Banks' credit to the private sector and economic growth in Nigeria: The moderating role of digitalization

Determinants for Successful Digital Transformation

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