Determinants of User Adoption of Mobile Electronic Payment Systems for Microfinance Institutions in Developing Countries: Case Study Cameroon

Mwafise, Arnauld Mesinga; Stapleton, Larry

doi:10.3182/20120611-3-ie-4029.00010

Cited by 15 publications

(21 citation statements)

References 16 publications

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“…Furthermore, in a similar study in Cameron, Mwafise and Stapleton (2012) The study in Kenya by Kirui et al, (2013) also found that the use of mobile phone-based money services significantly increases the household annual input and household farm incomes as well as agricultural commercialisation by 37%. In a similar study in Zimbabwe by Perekwa et al (2016), it was concluded that there is a transformational, incremental, and product impact of the use of mobile technology on micro and small enterprises that changed the way business is conducted.…”

Section: Effect Of Interventionsmentioning

confidence: 88%

“…Furthermore, in a similar study in Cameron, Mwafise and Stapleton () summarised that social‐technical and institutional factors have a positive impact on users' intention to adopt mobile electronic payment systems. These technical factors can be in the form of the flexibility of technology to interoperate in multiple platforms.…”

Section: Studies Selected From the Systematic Reviewmentioning

confidence: 98%

“…The findings show that the people in the informal sector find mobile devices expensive and inaccessible (Mwafise & Stapleton, ; Perekwa et al, ). Therefore, all key stakeholders must also make sure that mobile phones are accessible and affordable to the people.…”

Section: Recommendationsmentioning

confidence: 99%

“…Information background such as level of education, gender, and age was not specified in 4 out of 20 studies (Boateng, Hinson, Galadima, & Olumide, 2014;Mwafise & Stapleton, 2012;Omonedo & Bocij, 2017;Van der Boor, Oliveira, & Veloso, 2014). 80% of the participants of the eight studies in which age was specified were within the range of 22 to 35 years.…”

Section: Study Characteristics and Focusmentioning

confidence: 99%

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Opportunities, barriers, and adoption factors of mobile commerce for the informal sector in developing countries in Africa: A systematic review

Pankomera

Greunen

2019

E J Info Sys Dev Countries

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Mobile commerce (m‐commerce) is extensively being deployed in both formal and informal sectors in Africa. There is evidence that mobile services such as m‐commerce can improve the overall revenue and productivity in various sectors globally. M‐commerce interventions have gained popularity for the last decades owing to their nature of being ubiquitous, convenient, localised, and personalised. However, there is little comprehensive and integrated literature on m‐commerce services on the informal sector in the developing countries in Africa. This article therefore provides results of systematic review from literature on the opportunities, barriers, and adoption factors of m‐commerce services for the informal sector in Africa. This systematic review followed the Preferred Reporting Items for System Reviews and Meta‐Analysis (PRISMA) guidelines. Out of 459 records that were screened, 20 was the final number of eligible studies after applying the exclusion criteria. This systematic review found that there are technical, social, cultural, and financial factors that hamper the uptake of m‐commerce for the informal sector in Africa. Furthermore, benefits and m‐commerce adoption factors have also been discussed. The study finally provides recommendations for the effective and sustainable utilisation of m‐commerce services for the informal sector in Africa.

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Section: Effect Of Interventionsmentioning

confidence: 88%

Section: Studies Selected From the Systematic Reviewmentioning

confidence: 98%

Section: Recommendationsmentioning

confidence: 99%

Section: Study Characteristics and Focusmentioning

confidence: 99%

See 2 more Smart Citations

Opportunities, barriers, and adoption factors of mobile commerce for the informal sector in developing countries in Africa: A systematic review

Pankomera

Greunen

2019

E J Info Sys Dev Countries

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“…Furthermore, more massive experiments and survey need to be conducted in order to measure user's acceptance regarding this model. [36]discussed the institutional and socio-technical domain to attain technology adaptation. However, this study was restricted in that it didn't exploit results in different locales which will have been a rich contribution to either reinforcing a portion of the focuses created or in testing provincial contrasts of perspectives on innovation selection which could likewise be helpful in building up a strong model of the deterministic variables on innovation acceptance in emerging countries.…”

Section: A Studies Related To Secure Mobile Payment Systemmentioning

confidence: 99%

A Review of Secure Authentication based e-Payment Protocol

Ratnakanth¹

2017

ijacsa

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Abstract-The growth of e-commerce platform is increasing rapidly and possesses a higher level of hazard compared to standard applications as well as it requires a more prominent level of safety.Additionally, the transaction and their data about clients are enormously sensitive, security production and privacy is exceptionally crucial. Consequently, the confirmation is generally vital towards security necessities as well as prevents the data from stolen and unauthorized person over the transaction of e-payment. At the same time, privacy strategies are essential to address the client data security. Because of this, the data protection and security ought to be viewed as a central part of ebusiness framework plan. Particularly enormous consideration is given to cash exchanges assurance. In the past decades, various methods were created to permit secure cash transaction using epayment frameworks. This study will review and discuss the epayment scheme. It uses various encryption algorithms and methods to accomplish data integrity, privacy, non-repudiation and authentication.

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Development of Strategies and Transformation Paths for Structured and Targeted Digital Change: The Case of the Presbyterian Church of Ghana Trinity Congregation

Asiedu

Boateng

2018

Management for Professionals

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Determinants of User Adoption of Mobile Electronic Payment Systems for Microfinance Institutions in Developing Countries: Case Study Cameroon

Cited by 15 publications

References 16 publications

Opportunities, barriers, and adoption factors of mobile commerce for the informal sector in developing countries in Africa: A systematic review

Opportunities, barriers, and adoption factors of mobile commerce for the informal sector in developing countries in Africa: A systematic review

A Review of Secure Authentication based e-Payment Protocol

Development of Strategies and Transformation Paths for Structured and Targeted Digital Change: The Case of the Presbyterian Church of Ghana Trinity Congregation

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