“…The research of Njegomir and Stojić [2012] examines factors that affect the attractiveness of the Eastern European non-life insurance market for foreign insurers for the period [2004][2005][2006][2007][2008][2009]. The region encompasses non-life insurance industries in 15 countries: Bosnia and Herzegovina, Croatia, Macedonia, Montenegro, Serbia, Slovenia, Hungary, Czech Republic, Slovakia, Romania, Bulgaria, Poland, Lithuania, Latvia and Estonia.…”