Determinants of Net Savings Deposits held in Savings and Credit Cooperatives (SACCOs) in Uganda

Mpiira, S.; Kiiza, Barnabas; Katungi, Enid; Tabuti, J. R.S.; Staver, C.; Tushemereirwe, W. K.

doi:10.5897/jeif2013.0563

Effects of Financial Incentives on Saving Outcomes and Material Well‐Being: Evidence From a Randomized Controlled Trial in Uganda

Wang¹,

Ssewamala²,

Neilands³

et al. 2018

J Policy Anal Manage

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The use of savings products to promote financial inclusion has increasingly become a policy priority across sub-Saharan Africa, yet little is known about how families respond to varying levels of savings incentives and whether the promotion of incentivized savings in low-resource settings may encourage households to restrict expenditures on basic needs. Using data from a randomized controlled trial in Uganda, we examine: 1) whether low-income households enrolled in an economic-empowerment intervention consisting of matched savings, workshops, and mentorship reduced spending on basic needs and 2) how varied levels of matching contributions affected household savings and consumption behavior. We compared primary school-attending AIDS-affected children (N = 1,383) randomized to a control condition with two intervention arms with differing savings-match incentives: 1:1 (Bridges) and 1:2 (Bridges PLUS). We found that: 1) 24 months post-intervention initiation, children in Bridges and Bridges PLUS were more likely to have accumulated savings than children in the control condition; 2) higher match incentives (Bridges PLUS) led to higher deposit frequency but not higher savings in the bank; 3) intervention participation did not result in material hardship; and 4) in both intervention arms, participating families were more likely to start a family business and diversify their assets.

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Barriers to Climate Change Adaptation Among Pastoralists: Rwenzori Region, Western Uganda

Nkuba¹,

Chanda²,

Mmopelwa³

et al. 2020

African Handbook of Climate Change Adaptation

0

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This chapter discusses the barriers to climate change adaptation among pastoralists in the Rwenzori region in Western Uganda. Despite the implementation of adaptation programs by public and private agencies, pastoralists still have impediments to adapting to climate change. Data was collected using a household survey involving 269 pastoralists. The results revealed that the main barriers were poor access to climate change information, poor access to extension services, high cost of adaptation measures, poor access to credit, and insecure land tenure. There is need to improve capacity building of extension workers and other stakeholders in the dissemination of climate change information. Land tenure and land rights issues should be given high consideration in climate change adaptation policies and programs. Climate finance programs should be made more effective in addressing the high cost of adaptation.

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Barriers to Climate Change Adaptation Among Pastoralists: Rwenzori Region, Western Uganda

Nkuba

¹

,

Chanda

²

,

Mmopelwa

³

et al. 2021

African Handbook of Climate Change Adaptation

1

0

View full text Add to dashboard Cite

This chapter discusses the barriers to climate change adaptation among pastoralists in the Rwenzori region in Western Uganda. Despite the implementation of adaptation programs by public and private agencies, pastoralists still have impediments to adapting to climate change. Data was collected using a household survey involving 269 pastoralists. The results revealed that the main barriers were poor access to climate change information, poor access to extension services, high cost of adaptation measures, poor access to credit, and insecure land tenure. There is need to improve capacity building of extension workers and other stakeholders in the dissemination of climate change information. Land tenure and land rights issues should be given high consideration in climate change adaptation policies and programs. Climate finance programs should be made more effective in addressing the high cost of adaptation.

show abstract

Determinants of Net Savings Deposits held in Savings and Credit Cooperatives (SACCOs) in Uganda

Cited by 5 publications

References 11 publications

Effects of Financial Incentives on Saving Outcomes and Material Well‐Being: Evidence From a Randomized Controlled Trial in Uganda

Effects of Financial Incentives on Saving Outcomes and Material Well‐Being: Evidence From a Randomized Controlled Trial in Uganda

Barriers to Climate Change Adaptation Among Pastoralists: Rwenzori Region, Western Uganda

Barriers to Climate Change Adaptation Among Pastoralists: Rwenzori Region, Western Uganda

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