Determinants of Access to Agricultural Credit among Small holder Maize Farmers: The Case of Hababo Guduru District, Horro Guduru Wollega Zone, Ethiopia

Gebeyehu, Lemane; Emana, Bezabih; Mitiku, Fikadu; Ejeta, Tadesse Tolera

doi:10.22161/ijhaf.3.3.1

Cited by 3 publications

(4 citation statements)

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“…Thus, from Awunyo-Vitor and Abankwah, [19] came to the conclusion that men are more likely to access credit than women. Similarly, Gebeyehu et al [16], find that gender influences the granting of credit. The model of Ololade and Olagunju [1] revealed the existence of a significant relationship between gender and access to credit.…”

Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 89%

“…Model used is based on the one adopted by Gebeyehu et al [16]. It is about measuring and explaining the probability of having access to credit.…”

Section: Logistics Model Specificationmentioning

confidence: 99%

“…This result confirms ours. In addition, Gebeyehu et al [16] find that the probability of accessing formal credit was also positively and significantly influenced by the number of years of membership in formal sources of credit. Mpuga, [18] found that farmers' access to formal credit institution is positively influenced by farm operation in the use of credit.…”

Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 99%

“…In the case of LBMAC, variables such as age, sex, group membership do not influence credit granting. But, for Mpuga [18], age influences the granting of credit as for Gebeyehu et al [16], which is not the case for the study by sossou et al [13].…”

Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 99%

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Analysis of the Determinants of Access to Agricultural Credit at Local Bank of Mutual Agricultural Credit

Houngbedji

Salami

2021

AJAAR

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The objective of this paper is to determine the factors that favour the granting of credit in the microfinance institution at the Local Bank of Mutual Agricultural Credit (LBMAC) the largest in BENIN in a rural area. In methodological terms, the estimation of a logistic regression model has been made. Several variables are collected to explain access to agricultural credit in the institution. The results of the estimates show that, having one person as a guarantor and the seniority in obtaining the loan influence the granting of credit. As a result, the LBMAC is very selective, greatly limiting the demand for credit from farmers. So, economic policies must offer favourable conditions for micro-finance in the agricultural sector to increase their numbers and also allow them to be less selective.

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Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 89%

“…Model used is based on the one adopted by Gebeyehu et al [16]. It is about measuring and explaining the probability of having access to credit.…”

Section: Logistics Model Specificationmentioning

confidence: 99%

Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 99%

Section: Determinants Of Access To Agricultural Credit At Lbmacmentioning

confidence: 99%

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Analysis of the Determinants of Access to Agricultural Credit at Local Bank of Mutual Agricultural Credit

Houngbedji

Salami

2021

AJAAR

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Factors Influencing Access to Formal Credit by Pottery Households: Case Study in Bat Trang Village, Hanoi, Vietnam

Le,

Ninh,

Dung

2024

RGSA

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Purpose:This paper aims to investigate the factors influencing pottery households’ access to formal credit in a craft village in Hanoi city, Northern Vietnam. Methods: By using Yamande’s formula, sample size of 167 households was determined. Descriptive statistics and Probit regression model were applied in quantitative data analysis. Results: Diversification of rural livelihood through the development of non-farm activities is one of important policies for holistic rural development in Vietnam. However, non-farm households in general and pottery households in particular have faced with capital shortage in production process. One of reasons for their capital limitation is difficulties in formal credit access. This research indicated that households’ credit access was influenced by factors including age, educational level, collateral value asset, and return from ceramic production after tax. Practical implications: This study presented important roles of formal credit for economic development of rural households in general and pottery households in particular. However, most households meet difficulties in accessing to formal credit due to their old age, lack of collateral assets and low return from their production. Originality: This study implied that policy makers in Vietnam should implement a specific credit support for non-farm households in rural areas. In addition, commercial banks should loose credit requirements on collateral value assets in order to help rural non-farm households to access to formal credit, particularly banking loan.

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Literature Review on Farmers’ Agricultural Credit Access in Ethiopia

URAGO¹,

Bozoğlu²

2021

Anadolu Journal of Agricultural Sciences

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Determinants of Access to Agricultural Credit among Small holder Maize Farmers: The Case of Hababo Guduru District, Horro Guduru Wollega Zone, Ethiopia

Cited by 3 publications

References 0 publications

Analysis of the Determinants of Access to Agricultural Credit at Local Bank of Mutual Agricultural Credit

Analysis of the Determinants of Access to Agricultural Credit at Local Bank of Mutual Agricultural Credit

Factors Influencing Access to Formal Credit by Pottery Households: Case Study in Bat Trang Village, Hanoi, Vietnam

Literature Review on Farmers’ Agricultural Credit Access in Ethiopia

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