Abstract:This study investigates macro and micro determinants of the ratio of non-performing loans (NPL ratio) of Vietnam commercial banks between 2015 and 2021. Data were collected from fifteen banks with total assets accounting for 62.9% of the total banking industry assets. The regression analytical technique is used to determine the impact of some independent variables on the NPL ratio of sample banks. The results reveal that the non -performing loan ratio is negatively correlated with the bank's asset size and loa… Show more
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