Deteksi Minat Menabung Di Bank Syariah : Suatu Kajian Empiris

Abstract

The purpose of this research is to analyze the factors that influence the interest in saving in Islamic banks. The object of research at the University of Semarang with the unit of analysis is students of the accounting study program. The number of respondents who participated were 84 people. This type of research is included as quantitative research. The analysis technique to answer the hypothesis uses multiple linear regression models. Data analysis was carried out using the SPSS'25 program. The results of this study indicate that religiosity, product knowledge and service quality affect the interest in saving in Islamic banks, while location and administrative costs have no effect on interest in saving in Islamic banks. The coefficient of determination produced is 48.4%.
 
 Keywords: religiosity, product, service, cost, interest

Pengaruh Promosi dan Kualitas Pelayanan terhadap Minat Siswa Menggunakan Produk Tabungan SIPINTAR PT. Bank Perkreditan Rakyat Pembangunan Kerinci

“…Minat bisa diartikan sebagai sebuah dorongan seseorang untuk melakukan yang diinginkan, setiap minat akan memutuskan suatu kebutuhan (Sulistyawati, Dini, Triyani, & Prapti, 2022). Minat menabung adalah dorongan yang menyebabkan seseorang menyimpan uangnya di bank yang penarikannya hanya dapat dilakukan menurut syarat-syarat tertentu yang telah disepakati antara bank dengan nasabah (Nengsih, Arsa, & Putri, 2021).…”

Key determinants of attitudes towards Islamic banks: An exploratory study among Islamic university students

“…Previous research has uncovered inconsistencies that serve as the empirical foundation for the significance of this research. Various prior studies have indicated that religiosity is a key determinant of individuals' interest in saving in Islamic banks (Mardiana et al, 2021;Sodik et al, 2022;Sulistyawati et al, 2022). In addition to religiosity, financial literacy has recently gained recognition as a critical determinant of interest in saving in Islamic banks (Afriani & Asandimitra,…”